📢 Update (May 2026): BSCC 0% interest for ALL categories! MATS University loan repayment ab bilkul interest-free hai। Jitna liya, utna wapas karo!
BSCC Repayment — Key Rules (2026)
Interest
0% for ALL
Moratorium
Course + 1 Year
Repayment Rules
- 📅 Repayment start: Course complete hone ke 1 year baad
- 💰 Loan ≤ ₹2L: 7 years (84 months) me wapas
- 💰 Loan > ₹2L: 10 years (120 months) me wapas
- 📊 Interest: 0% — jitna liya utna wapas
- 🔒 Collateral: None required
📊 EMI Calculator — MATS University
| Loan Amount | Tenure | Monthly EMI | Total Payment |
|---|---|---|---|
| ₹1 Lakh | 7 years | ₹1,190/mo | ₹1,00,000 |
| ₹2 Lakh | 7 years | ₹2,381/mo | ₹2,00,000 |
| ₹3 Lakh | 10 years | ₹2,500/mo | ₹3,00,000 |
| ₹4 Lakh | 10 years | ₹3,333/mo | ₹4,00,000 |
💡 Real Example: BCA at MATS (3 years) → ₹2L loan → Repayment starts 4th year → ₹2,381/month for 7 years। Zero interest!
💡 Smart Repayment Tips
- ✅ Course ke dauran internship karo — income source build
- ✅ Job milte hi repayment start karo — ahead of schedule
- ✅ Budget maintain karo — EMI ko priority do
- ✅ Minimum loan lo — zarurat se zyada mat lo
Full repayment guide: BSCC Repayment & EMI Rules
❓ FAQs
Kya BSCC loan pe interest lagta hai?
Nahi! 0% interest for ALL categories (Boys, Girls, Transgender, Divyang)। Jitna liya, utna wapas karo।
Repayment kab start hoti hai?
Course complete + 1 year moratorium ke baad। Example: 3 year BCA → repayment 4th year se।
📚 Related
| Topic | Link |
|---|---|
| 🏫 MATS + BSCC | Guide |
| 💰 MATS Loan | Loan |
| 📈 MATS ROI | ROI |
| 💰 EMI Rules | Full EMI Guide |
Published by MeriShiksha — Last Updated: May 29, 2026
