One of the most common questions students ask after applying for the Bihar Student Credit Card Scheme (BSCC) is: “Which colleges accept BSCC?” Choosing the right college is extremely important because BSCC loan approval depends heavily on whether the selected institution is approved under the scheme.
This article provides a detailed guide on the best colleges accepting BSCC in Bihar, including government and private institutions, eligibility conditions, course categories, and common mistakes students should avoid.
If you are new to the scheme, first read the complete Bihar Student Credit Card Scheme overview to understand how BSCC works.
What Does “College Accepting BSCC” Mean?
A college accepting BSCC means that the institution and the course offered are recognized and approved under the Bihar Student Credit Card Scheme. Only such colleges are eligible to receive BSCC loan disbursement directly from banks.
If a student takes admission in a non-approved college, the BSCC loan application is rejected at the DRCC or bank level.
That is why students must verify college eligibility before confirming admission.
Types of Colleges Accepting BSCC in Bihar
Colleges accepting BSCC can broadly be divided into two categories:
- Government colleges and universities
- Private colleges and institutions
Both categories are eligible, provided they meet BSCC guidelines.
Government Colleges Accepting BSCC in Bihar
Government colleges are generally the safest option for BSCC applicants. These institutions are automatically recognized and rarely face approval issues.
Common Government Institutions Covered Under BSCC
- Government Engineering Colleges
- Government Medical Colleges
- Government Polytechnic Colleges
- State Universities and Constituent Colleges
- Government Law and Education Colleges
Admission into government colleges through counseling or entrance exams is fully eligible under BSCC.
Private Colleges Accepting BSCC in Bihar
Private colleges can also accept BSCC, but with stricter scrutiny. The institution must be approved by the relevant authority (UGC, AICTE, NMC, BCI, etc.) and listed under BSCC.
Many students face rejection because they assume all private colleges are eligible. This is not true.
Common Private Courses Approved Under BSCC
- Engineering (B.Tech, Diploma)
- MBA / PGDM
- BCA / MCA
- BBA
- Paramedical Courses
- Nursing Courses
Before confirming admission in a private college, students must verify approval through DRCC.
How DRCC Verifies Colleges and Courses Under BSCC
The District Registration and Counseling Center (DRCC) plays a key role in college verification. Even if a college claims to accept BSCC, final approval depends on DRCC verification.
DRCC checks:
- College recognition status
- Course approval under BSCC
- Fee structure validity
- Admission authenticity
To understand this process better, read: Role of DRCC in Bihar Student Credit Card Scheme .
Common Mistakes Students Make While Choosing Colleges Under BSCC
- Taking admission before checking BSCC eligibility
- Trusting verbal assurance from private colleges
- Selecting unapproved courses
- Not consulting DRCC before admission
These mistakes often lead to BSCC application rejection. If this happens, follow: BSCC application rejected – reasons & solutions .
Can BSCC Be Used for Colleges Outside Bihar?
Yes, BSCC can be used for colleges outside Bihar, provided the institution and course are approved under the scheme.
Many students use BSCC for engineering, management, and medical courses outside the state.
Detailed guidance is available here: Using BSCC for colleges outside Bihar .
Colleges Accepting BSCC – FAQs
Q. Are all government colleges eligible for BSCC?
Ans. Most government colleges are eligible, but course approval is still required.
Q. Can private colleges reject BSCC students?
Ans. Yes, if the college or course is not approved under BSCC.
Q. Should I confirm BSCC eligibility before taking admission?
Ans. Yes, always confirm eligibility with DRCC before final admission.
To avoid admission-related issues, always follow guidance from the Bihar Student Credit Card Scheme overview page and consult DRCC when in doubt.