What is the Bihar Student Credit Card Scheme 2026 and how does it help students?
The BSCC scheme provides financial assistance up to ₹4 lakh to help Bihar students pursue higher education without financial burden.
Can someone explain BSCC scheme Bihar full details in simple words?
BSCC offers an education loan for higher studies covering tuition, books, hostel, and equipment expenses.
Students apply through DRCC, documents are verified, and the loan amount is paid directly to the institution.
What are the main benefits of Bihar Student Credit Card loan?
Key benefits include interest-free education loan, financial support up to ₹4 lakh, and repayment after course completion.
What is the eligibility criteria for Bihar Student Credit Card Scheme?
Applicants must be Bihar residents, have completed Class 12, and be enrolled in a recognized higher education course.
Who can apply for BSCC scheme in Bihar?
Students pursuing professional, technical, or higher education courses after Class 12 can apply.
What is the age limit and qualification requirement for BSCC?
Applicants should generally be below 25 years and must have passed Class 12 from a recognized board.
How to apply for Bihar Student Credit Card Scheme online?
Register on the official portal, fill the application form, upload documents, and visit DRCC for verification.
What documents are required for BSCC application?
Aadhaar card, domicile certificate, Class 10 & 12 marksheets, admission proof, and passport-size photographs are required.
How can I check my BSCC application status online?
Log in to the BSCC portal using your credentials to track application progress and verification updates.
What is the BSCC loan interest rate in 2026?
As per the latest update, BSCC loans are provided at 0% interest.
Is BSCC loan completely interest free in Bihar?
Yes, the Bihar government has waived interest, making the loan interest-free for all eligible students.
What are the BSCC repayment rules and moratorium period?
Repayment starts after course completion plus the moratorium period, allowing students time to secure employment.
Which courses are covered under BSCC scheme?
Engineering, Medical, Management, Law, Nursing, Polytechnic, ITI, and other approved professional courses are covered.
Where can I find BSCC approved college list in Bihar?
The approved college list is available on the official BSCC portal and DRCC offices.
Why does BSCC loan application get rejected and how to fix it?
Rejections usually occur due to incomplete documents, eligibility mismatch, or admission in unapproved institutions.
Double-check documents and reapply after correcting errors or visit the DRCC office for assistance.
