The Jharkhand Guruji Student Credit Card (GSCC) Scheme supports a wide range of higher education courses to help students achieve their academic and professional goals. The scheme focuses on funding courses that lead to recognized qualifications and long-term career opportunities.
As of 2026, students pursuing eligible courses in Jharkhand, other states of India, or abroad can avail financial assistance under the GSCC Scheme, subject to course and institution recognition.
The GSCC Scheme provides education loans for courses that are approved by recognized regulatory bodies. The objective is to ensure students receive financial support only for courses that contribute to academic growth, employability, and skill development.
Both undergraduate and postgraduate programs are covered under the scheme, provided they meet eligibility norms.
Professional courses prepare students for specialized careers and are a major focus of the GSCC Scheme.
Technical education plays a vital role in employment and innovation. The GSCC Scheme supports a wide range of engineering and technical programs.
Medical and healthcare education is supported under the GSCC Scheme to strengthen the health workforce.
Management and commerce courses are popular choices among students seeking corporate, administrative, and entrepreneurial careers.
The scheme also covers general academic programs that serve as a foundation for research, teaching, and public-sector careers.
Skill development is an important objective of the GSCC Scheme. Selected vocational and skill-oriented programs are supported to improve employability.
Students pursuing higher education outside Jharkhand or in foreign institutions are also eligible under the GSCC Scheme.
The institution and course must be recognized by appropriate authorities and verified during counseling and bank assessment.
Certain courses are excluded from financial assistance to ensure responsible use of funds.
Yes, both undergraduate and postgraduate courses are covered. The course must be recognized by a competent authority. Admission proof is required during application. Final approval depends on verification.
Yes, professional courses such as MBA, B.Tech, and BBA are eligible. The institution must be approved. Loan approval depends on bank assessment. Scheme guidelines must be followed.
Yes, foreign courses are covered if recognized. Verification is mandatory. Course relevance and fee structure are assessed. Approval is subject to bank norms.