Students domiciled in Jharkhand who secure admission in recognized institutions located in Telangana can apply for financial assistance under the Guruji Student Credit Card (GSCC) Scheme. The scheme provides collateral-free education loans up to ₹15 lakh for diploma, undergraduate, postgraduate, and doctoral programs.
Institutions must satisfy eligibility norms such as NIRF ranking requirements or NAAC Grade "A" or above accreditation. Below is the consolidated and standardized list of eligible institutions in Telangana.
Table of Contents
Eligible College List in Telangana
| Sr. No. | Institution Name | State |
|---|---|---|
| 1 | ACE Engineering College, Ankushapur | Telangana |
| 2 | AIIMS, Bibinagar | Telangana |
| 3 | Anurag Engineering College | Telangana |
| 4 | Anurag University | Telangana |
| 5 | Anwarul Uloom College (Autonomous) | Telangana |
| 6 | Army College of Dental Sciences | Telangana |
| 7 | Aurora’s PG College (MCA) | Telangana |
| 8 | Aurora’s PG College (MBA) | Telangana |
| 9 | Aurora’s Technological and Research Institute | Telangana |
| 10 | AVN Institute of Engineering and Technology | Telangana |
| 11 | BVRIT Hyderabad College of Engineering for Women | Telangana |
| 12 | Balaji Institute Of Technology And Science | Telangana |
| 13 | Bhavan’s Vivekananda College of Science, Humanities & Commerce | Telangana |
| 14 | CMR College of Engineering & Technology | Telangana |
| 15 | CMR College of Pharmacy | Telangana |
| 16 | CMR Institute of Technology | Telangana |
| 17 | CMR Technical Campus | Telangana |
| 18 | CVR College of Engineering | Telangana |
| 19 | Geethanjali College of Engineering & Technology | Telangana |
| 20 | Geethanjali College of Pharmacy | Telangana |
| 21 | Ghulam Ahmed College of Education | Telangana |
| 22 | Global Institute of Engineering & Technology | Telangana |
| 23 | Gokaraju Rangaraju Institute of Engineering & Technology | Telangana |
| 24 | Govt. Arts And Science College | Telangana |
| 25 | Govt. Degree College for Women, Begumpet | Telangana |
| 26 | Govt. Degree College for Women, Nalgonda | Telangana |
| 27 | Govt. Degree College, Paloncha | Telangana |
| 28 | Govt. Degree College, Bichkunda | Telangana |
| 29 | Guru Nanak Institute of Technology | Telangana |
| 30 | Guru Nanak Institutions Technical Campus | Telangana |
| 31 | Hyderabad Institute of Technology and Management | Telangana |
| 32 | Indian Institute of Management & Commerce | Telangana |
| 33 | Indian Institute of Technology Hyderabad | Telangana |
| 34 | Indira Priyadarshini Govt. Degree College for Women | Telangana |
| 35 | Institute of Hotel Management, Catering Technology and Applied Nutrition, Hyderabad | Telangana |
| 36 | Institute of Management Technology | Telangana |
| 37 | International Institute of Information Technology Hyderabad | Telangana |
| 38 | ISL Engineering College | Telangana |
| 39 | J. B. Institute Of Engineering And Technology | Telangana |
| 40 | Jayamukhi Institute of Technological Sciences | Telangana |
| 41 | JNTUH College of Engineering | Telangana |
| 42 | Joginpally B.R. Engineering College | Telangana |
| 43 | JVR Govt. College | Telangana |
| 44 | Jyothishmathi Institute Of Technology & Science | Telangana |
| 45 | K.G. Reddy College Of Engineering & Technology | Telangana |
| 46 | Kakatiya Government College | Telangana |
| 47 | Kakatiya Institute Of Technology & Science | Telangana |
| 48 | Kakatiya University | Telangana |
| 49 | Kamala Institute Of Technology & Science | Telangana |
| 50 | Keshav Memorial Institute Of Technology | Telangana |
| 51 | Kommuri Pratap Reddy Institute of Technology | Telangana |
| 52 | Lords Institute Of Engineering & Technology, Hyderabad | Telangana |
| 53 | Loyola Academy | Telangana |
| 54 | Mahatma Gandhi Institute Of Technology | Telangana |
| 55 | Mahaveer Institute Of Science And Technology | Telangana |
| 56 | Malla Reddy College Of Engineering & Technology | Telangana |
| 57 | Malla Reddy Engineering College (Autonomous) | Telangana |
| 58 | Malla Reddy Engineering College for Women | Telangana |
| 59 | Malla Reddy Institute of Engineering & Technology | Telangana |
| 60 | Malla Reddy Institute Of Technology & Science | Telangana |
| 61 | Mamata Dental College | Telangana |
| 62 | Marri Laxman Reddy Institute of Technology & Management | Telangana |
| 63 | Matrusri Engineering College | Telangana |
| 64 | Maulana Azad National Urdu University | Telangana |
| 65 | Megha Institute of Engineering & Technology for Women | Telangana |
| 66 | Methodist College Of Engineering & Technology | Telangana |
| 67 | Military College Of Electronics & Mechanical Engineering, Secunderabad | Telangana |
| 68 | Mother Teresa Institute Of Science And Technology | Telangana |
| 69 | Nalla Malla Reddy Engineering College | Telangana |
| 70 | Nalla Narasimha Reddy Education Society’s Group Of Institutions | Telangana |
| 71 | NALSAR University of Law | Telangana |
| 72 | Narsimha Reddy Engineering College | Telangana |
| 73 | National Institute Of Agricultural Extension Management | Telangana |
| 74 | National Institute Of Fashion Technology, Hyderabad | Telangana |
| 75 | National Institute Of Pharmaceutical Education & Research, Hyderabad | Telangana |
| 76 | National Institute Of Technology Warangal | Telangana |
| 77 | Nawab Shah Alam Khan College Of Engineering & Technology | Telangana |
| 78 | Nishitha Degree College | Telangana |
| 79 | Osmania University | Telangana |
| 80 | Pallavi Engineering College | Telangana |
| 81 | Pingle Government College for Women | Telangana |
| 82 | Pratishta Institute Of Pharmaceutical Sciences | Telangana |
| 83 | Professor Jayashankar Telangana State Agricultural University | Telangana |
| 84 | S. R. R. Government Arts & Science College, Karimnagar | Telangana |
| 85 | Samskruti College Of Engineering & Technology | Telangana |
| 86 | Scient Institute Of Technology | Telangana |
| 87 | Shadan College Of Engineering & Technology | Telangana |
| 88 | Siddhartha Institute Of Engineering & Technology | Telangana |
| 89 | Siddhartha Institute Of Technology & Sciences | Telangana |
| 90 | Sphoorthy Engineering College | Telangana |
| 91 | SR University | Telangana |
| 92 | Sree Dattha Group Of Institutions | Telangana |
| 93 | Sree Dattha Institute Of Engineering & Science | Telangana |
| 94 | Sree Dattha Institute Of Pharmacy | Telangana |
| 95 | Sreenidhi Institute Of Science & Technology | Telangana |
| 96 | Sreyas Institute Of Engineering & Technology | Telangana |
| 97 | Sri Indu Institute Of Engineering & Technology | Telangana |
| 98 | Sri Indu Institute Of Pharmacy | Telangana |
| 99 | Sridevi Women’s Engineering College | Telangana |
| 100 | St. Pious X Degree & PG College For Women | Telangana |
| 101 | St. Francis College For Women (Autonomous) | Telangana |
| 102 | St. Mary’s Group Of Institutions | Telangana |
| 103 | St. Paul’s College Of Pharmacy | Telangana |
| 104 | St. Peter’s Engineering College | Telangana |
| 105 | St. Ann’s College For Women | Telangana |
| 106 | St. Martin’s Engineering College | Telangana |
| 107 | SVS Group Of Institutions | Telangana |
| 108 | Tara Government College | Telangana |
| 109 | Teegala Krishna Reddy Engineering College | Telangana |
| 110 | The ICFAI Foundation For Higher Education | Telangana |
| 111 | University of Hyderabad | Telangana |
| 112 | Vaagdevi College Of Engineering | Telangana |
| 113 | Vaagdevi Degree & PG College | Telangana |
| 114 | Vaagdevi Engineering College | Telangana |
| 115 | Vaagdevi Pharmacy College | Telangana |
| 116 | Vaageswari College Of Engineering | Telangana |
| 117 | Vardhaman College Of Engineering | Telangana |
| 118 | Vasavi College Of Engineering | Telangana |
| 119 | Vidya Jyothi Institute Of Technology | Telangana |
| 120 | Vignan Institute Of Technology And Science | Telangana |
| 121 | Vignana Bharathi Institute Of Technology | Telangana |
| 122 | Vishnu Institute Of Pharmaceutical Education & Research | Telangana |
| 123 | Visvesvaraya College Of Engineering & Technology | Telangana |
| 124 | Vivekananda Government Degree College | Telangana |
Institution Eligibility Criteria
- Institution must be recognized by UGC or relevant statutory authority.
- Must fall under NIRF Top 200 (Overall) or Top 100 (Category), OR
- Must hold NAAC Grade "A" or above accreditation.
- Confirmed admission is mandatory before applying under GSCC.
GSCC Loan Benefits
- Loan amount up to ₹15 lakh
- 4% simple interest rate
- No collateral required
- Moratorium during course duration + 1 year
- Repayment tenure up to 15 years
Frequently Asked Questions (FAQs)
1. Can Jharkhand students apply for the Guruji Student Credit Card Scheme to study in Telangana institutions listed above?
Yes, permanent residents of Jharkhand who secure confirmed admission in eligible Telangana institutions can apply under GSCC. The institution must meet prescribed NIRF or NAAC accreditation norms. Final approval depends on verification by the lending authority.
2. Is confirmed admission mandatory before applying for the GSCC loan in Telangana colleges?
Yes, confirmed admission is compulsory before submitting the online application. Students must upload their admission letter and official fee structure during the registration process. Applications without proper documentation are generally not processed.
3. What is the maximum loan amount available under the Guruji Student Credit Card Scheme?
Eligible students can avail up to ₹15 lakh depending on course fees and approved academic expenses. The final sanctioned amount is determined after verification. The scheme covers tuition, hostel, and approved educational expenses.
4. Are central institutions like IIT Hyderabad, NIT Warangal, and AIIMS Bibinagar covered under GSCC?
Yes, centrally funded institutions typically qualify as they meet national ranking and accreditation standards. These institutions generally fall within required NIRF categories. Students must confirm course eligibility before applying.
5. Does the GSCC loan cover hostel, tuition, and other academic expenses?
Yes, the scheme covers tuition fees, hostel and mess charges, books, and approved academic expenses. Certain living expenses may also be included within the sanctioned limit. All components must comply with official GSCC guidelines.
6. What interest rate is applicable under the Guruji Student Credit Card Scheme?
The loan carries a subsidized simple interest rate of 4% per annum. This significantly reduces the financial burden compared to traditional education loans. Interest calculation follows the simple interest model prescribed by the scheme.
7. When does repayment begin after completing studies in Telangana?
Repayment starts after course completion along with a one-year moratorium period or upon securing employment, whichever occurs earlier. This grace period allows students time to stabilize financially before EMI payments begin.
8. Are private engineering and professional colleges in Telangana eligible under GSCC?
Private institutions may be eligible if they meet required NIRF ranking criteria or hold NAAC Grade "A" or above accreditation. Institutional recognition is verified during loan approval. Students should confirm eligibility before applying.
9. How can applicants track their Guruji Student Credit Card loan application status?
Applicants can log in to the official GSCC portal to monitor their application status. The dashboard displays updates related to verification, approval, and pending documentation. Regular tracking ensures timely processing of the loan.