Introduction: Student Confusion Around “Worth It”

Choosing a university is one of the biggest decisions Bihar students make after Class 12. And it’s natural to ask:

“Is it worth spending time and money?”
“Will this degree help my career later?”

Many students and parents feel confused because online promotions often show big placement claims or attractive statistics that may not reflect reality.

In this guide, we will evaluate MATS University from the perspective of a Bihar student, focusing on ROI (Return on Investment) — not hype, not promises, but practical clarity.

What ROI Really Means for Students

ROI (Return on Investment) for students doesn’t mean “highest salary.” It simply refers to:

✔ Did the degree help me learn real skills?
✔ Did I graduate on time?
✔ Can I start a career or higher study after this?
✔ Was the total cost reasonable compared to the value gained?

For Bihar students, ROI also depends on factors like:
• Fees + total expenses
• Campus experience
• Career guidance
• Opportunity to use schemes like Bihar Student Credit Card (BSCC)
• Soft skills and practical learning

MATS University Snapshot (Quick Overview)

Before comparing ROI, let’s understand what makes MATS University notable:

1-Location: Raipur, Chhattisgarh
2-Offers courses like: B.Tech, MBA, BCA, BBA, Law, etc.
3-Has campus, hostel, labs, and student support
4-Recognized and approved programs
5-Accepts education loans and schemes like BSCC

Key ROI Factors for Bihar Students

1. Course Variety — Choose What Fits Your Goal

MATS University offers programs in:

• Engineering (B.Tech)
• Management (BBA / MBA)
• Computer Applications (BCA / MCA)
• Law
• Other arts/science programs

Why it matters:
A wide range of choices helps students pick a program that aligns with career interest, not just a brand name.

2. Total Cost to Complete Degree (Realistic Budget)

To understand ROI, students must calculate all costs:

• Tuition fees
• Hostel charges + mess
• Travel expenses (from Bihar)
• Daily living expenses
• Books, exams, project costs

This total cost determines whether your investment matches your career plan.

👉 If a degree costs more than what you can comfortably repay (even with a loan), ROI weakens.

3. Bihar Student Credit Card Scheme Support

One big reason Bihar students should consider MATS University is:

📌 Yes — MATS University is eligible for the Bihar Student Credit Card Scheme (BSCC).

This means:
✔ Students can take an education loan under BSCC
✔ Loan covers tuition + hostel + course expenses
✔ Repayment starts after course completion

This reduces financial stress and improves ROI.

👉 You can explore BSCC & related courses on Meri Shiksha:
www.merishiksha.org

4. Skill Development — Beyond Just a Degree

Earning a degree alone doesn’t guarantee career growth. What matters more is skills in:

• Communication
• Problem solving
• Tech tools (coding/design/analytics — depending on course)
• Real project exposure

MATS University conducts workshops and training activities to build these skills.

Still, your own effort determines your readiness in the job market.

5. Placement Support — What to Expect Realistically

Many students search for “highest package” online — but the honest question should be:

“What kind of placement support is actually provided?”

Ask questions like:
✔ Do companies visit campus?
✔ Are internships arranged?
✔ Is resume help available?
✔ Are mock interviews conducted?

Better placement support improves ROI — but placement depends on student performance and market demand.

6. Hostel & Campus Life — Helps Focus on Learning

For Bihar students, hostel life matters greatly:

✔ Safe student environment
✔ Structured day routine
✔ Less travel cost once settled
✔ Peer learning culture

These non-academic factors help students focus on learning — which improves ROI over time.

Step-by-Step ROI Evaluation (Practical Guide)

Step 1: Define Your Career Goal

Before choosing MATS University, ask yourself:
📌 Do I want a job after graduation?
📌 Am I preparing for further studies (like exams or MS)?
📌 Do I want a career in tech or management?

Your goal defines whether the investment is worth it.

Step 2: Compare Fees + Loan Options

Calculate real cost and ask:
✔ Can BSCC cover full fees + hostel?
✔ How much loan do I need?
✔ How long will repayment take?

When you budget wisely, ROI becomes clearer.

Step 3: Know What Skills You Need

If your goal is employment, ask:
1-Does this course build marketable skills?
2-Will I get internships?
3-How many workshops/training sessions are offered?

Real skills multiply ROI.

Step 4: Talk to Current Students or Alumni

Connect with students studying there and ask about:
✔ quality of teaching
✔ hostel life
✔ placement support
✔ real costs
✔ day-to-day experience

Their honest feedback gives clarity beyond official marketing.

Honest Pros & Cons (For Bihar Students)

✔ Pros

BSCC support eligible
Multiple course options
Campus + hostel environment
Skill building activities
Structured semesters

✖ Cons

No guaranteed job after graduation
Career growth still depends on your effort
Raipur is not a metro city (may affect internship exposure)
Investment needs careful planning

Conclusion: Is MATS University Worth It? (Straight Answer)

MATS University can be worth it for Bihar students IF:

✔ You have a clear career plan
✔ You budget your expenses realistically
✔ You use Bihar Student Credit Card Scheme effectively
✔ You focus on building real skills
✔ You stay consistent in learning and networking

No university can guarantee success, but a well-planned education can become a valuable stepping stone toward your goals.

Worth it or not?
👉 It depends on your vision + effort + planning — not just the name.

👉 Explore full BSCC & related guidance on Meri Shiksha:
www.merishiksha.org

FAQs

1. Is MATS University approved and valid for jobs?

Yes, MATS University is a recognized university and its degrees are valid. Still, job results depend on skills and performance.

2. Can Bihar students use BSCC loan for MATS University?

Yes, Bihar students can apply for the Bihar Student Credit Card Scheme for eligible courses at MATS University.

3. Is hostel facility available for Bihar students?

Yes, hostel facilities are available and it is helpful for Bihar students because it reduces daily travel stress.

4. Is MATS University good for B.Tech / BCA / MBA?

It can be good if you focus on skills, internships, and projects. These courses give better ROI when you build practical learning.

5. Should I choose MATS University if I want guaranteed placement?

No university can guarantee placement. If your goal is placement, choose MATS only if you are ready to work hard on skills and preparation.