The District Registration and Counseling Center (DRCC) plays a critical role in the Bihar Student Credit Card Scheme (BSCC). Many students apply online for BSCC but do not fully understand why DRCC verification is mandatory and how it affects loan approval.
In this detailed guide, we explain the role of DRCC in Bihar Student Credit Card Scheme, how the DRCC process works, what documents are verified, common problems faced by students, and how to avoid delays or rejection.
If you are new to BSCC, it is recommended to first read the complete Bihar Student Credit Card Scheme overview .
What is DRCC?
DRCC stands for District Registration and Counseling Center. These centers are established by the Government of Bihar at the district level to guide students applying for education-related schemes, including the Bihar Student Credit Card Scheme.
DRCC acts as a verification and counseling authority. It ensures that only eligible students, approved courses, and recognized institutions are forwarded to banks under BSCC.
In simple words, no DRCC verification = no BSCC loan approval.
Why DRCC is Mandatory for Bihar Student Credit Card Scheme?
Many students ask why DRCC verification is required even after online application. The reason is quality control and transparency.
- To verify student eligibility
- To check authenticity of documents
- To confirm course and college approval
- To reduce bank-level rejection
- To prevent misuse of the scheme
Without DRCC verification, banks cannot process BSCC loan applications safely.
DRCC Verification Process – Step by Step
After completing the online application, students are required to visit the assigned DRCC for document verification. The process usually follows these steps:
- Online BSCC application submission
- DRCC appointment scheduling
- Physical visit to DRCC center
- Original document verification
- Course and institution validation
- Forwarding application to bank
If you have not yet applied online, follow this guide first: BSCC apply online – step by step guide .
Documents Verified at DRCC for BSCC
Students must carry all original documents along with uploaded copies. Missing or mismatched documents are one of the most common reasons for delay.
- Class 10 and Class 12 original marksheets
- Aadhaar card
- Bihar domicile certificate
- Admission letter or provisional admission slip
- BSCC online application printout
Always ensure that details in documents match the online application.
Course and College Verification at DRCC
One of the most important roles of DRCC is to verify whether the selected course and college are approved under BSCC.
Students often face rejection because:
- College is not recognized
- Course is not approved under BSCC
- Wrong course category selected
Before DRCC visit, check: Courses covered under BSCC and colleges accepting BSCC .
What Happens After DRCC Verification?
Once DRCC verification is successfully completed, the application is forwarded to the partner bank. The bank then processes the loan as per BSCC guidelines.
The loan amount is sanctioned and disbursed directly to the educational institution.
If there is any delay at the bank stage, refer to: BSCC bank delay and processing issues .
Common Problems Faced at DRCC
- Missing documents
- Name mismatch in certificates
- College not listed under BSCC
- Wrong course selection
- Missed DRCC appointment
If your BSCC application is rejected after DRCC, read: BSCC application rejected – reasons & solutions .
DRCC and BSCC – Frequently Asked Questions
Q. Is DRCC verification compulsory for BSCC?
Ans. Yes, DRCC verification is mandatory for BSCC loan approval.
Q. Can BSCC be approved without DRCC visit?
Ans. No, physical DRCC verification is required.
Q. How long does DRCC verification take?
Ans. Usually completed on the same day, but delays may occur due to document issues.
Q. What if I miss my DRCC appointment?
Ans. You may need to reschedule the appointment through the BSCC portal.
To understand the complete BSCC process from start to finish, always refer to the Bihar Student Credit Card Scheme overview page .