Before applying for the Bihar Student Credit Card Scheme (BSCC), it is extremely important to understand the eligibility criteria. A large number of BSCC applications are rejected every year not because students are ineligible, but because they misunderstand or ignore specific rules.
This article explains BSCC eligibility in simple language, covers edge cases, and highlights common mistakes that lead to rejection. If you follow this guide, your chances of BSCC approval increase significantly.
For complete scheme understanding, first read the Bihar Student Credit Card Scheme overview .
Basic Eligibility Criteria for BSCC
To apply for BSCC, a student must meet all the following conditions:
- Permanent resident (domicile) of Bihar
- Must have passed Class 12 from a recognized board
- Admission in an approved course
- College or institution approved under BSCC
If even one of these conditions is not met, the application is likely to be rejected.
Bihar Domicile Requirement for BSCC
BSCC is a state government scheme, therefore only permanent residents of Bihar are eligible. Students must submit a valid domicile certificate issued by a competent authority.
Students who completed schooling outside Bihar but hold Bihar domicile are eligible.
Is There Any Age Limit for BSCC?
There is no strict age limit mentioned under BSCC guidelines. However, applicants must be within a reasonable age to pursue the selected course.
Age-related doubts are usually clarified at the DRCC stage.
Course Eligibility Under BSCC
Only approved professional, technical, and general degree courses are eligible under BSCC.
Examples include:
- Engineering (B.Tech, Diploma)
- MBA / PGDM
- BCA / MCA
- Medical & Paramedical
- Law
- Education (B.Ed, M.Ed)
Always verify course eligibility before admission: Courses covered under BSCC .
College Eligibility Under BSCC
Not all colleges automatically qualify under BSCC. The institution must be:
- Recognized by UGC / AICTE / NMC / BCI etc.
- Approved by DRCC under BSCC
Check college eligibility here: Best colleges accepting BSCC .
Why DRCC Verification Is Mandatory for Eligibility
District Registration and Counseling Center (DRCC) is responsible for verifying eligibility, documents, course, and institution.
Without DRCC approval, BSCC applications are not forwarded to the bank.
Read in detail: Role of DRCC in BSCC .
Common Eligibility Mistakes That Cause BSCC Rejection
- Incorrect or expired domicile certificate
- Admission in non-approved course
- College not recognized under BSCC
- Document mismatch (name, DOB, marks)
- Skipping DRCC verification
If your application is rejected, follow: BSCC application rejected – reasons & solutions .
BSCC Eligibility – Frequently Asked Questions
Q. Can students studying outside Bihar apply for BSCC?
Ans. Yes, if they have Bihar domicile and the course and college are approved.
Q. Can private college students apply for BSCC?
Ans. Yes, provided the private college is approved under BSCC.
Q. Does eligibility guarantee BSCC approval?
Ans. Eligibility is mandatory but approval also depends on document verification.
For end-to-end guidance, always rely on the BSCC overview page .