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Eligible list of colleges under Bihar Student Credit Card Yojana in West Bengal

Issue: 25 Feb 2026

📢 Update (June 2026): Bihar Student Credit Card (BSCC) Scheme अब सभी students के लिए 0% interest है — चाहे लड़का हो, लड़की हो, या किसी भी category का student। West Bengal में eligible colleges की पूरी list नीचे देखें।

Table of Contents


📋 BSCC Scheme 2026 — Quick Overview

Feature Details
योजनाBihar Student Credit Card (BSCC)
Loan Amount₹4 लाख तक
Interest Rate0% (Interest-Free) — सभी categories
Collateralकोई गिरवी नहीं — सरकार guarantor
Eligible Courses40+ (पूरी list देखें)
Valid InAll India — West Bengal सहित पूरे भारत में
Official Portal7nishchay-yuvaupmission.bihar.gov.in
Helpline1800 3456 444 (Toll-Free)
2026 Update: पहले boys को 4% interest लगता था — अब सभी students को 0% interest। Bihar के बाहर West Bengal में भी BSCC loan valid है!
👉 BSCC Complete Guide | Eligibility Check करें

🏫 West Bengal — BSCC Eligible Colleges List

नीचे West Bengal में Bihar Student Credit Card Yojana के तहत approved colleges और universities की complete list है। ये institutions MNSSBY database में listed और UGC/AICTE/NMC से recognized हैं।

Name of the College/Institution District Name State Pincode Institute Type
Jadavpur UniversityKolkataWest Bengal700032Government
Rabindra Bharati UniversityKolkataWest Bengal700050Government
Presidency UniversityKolkataWest Bengal700073Government
University of BurdwanBardhamanWest Bengal713104Government
University of CalcuttaKolkataWest Bengal700073Government
University of KalyaniNadiaWest Bengal741235Government
University of North BengalDarjeelingWest Bengal734430Government
Ramakrishna Mission Vivekananda Educational and Research InstituteHowrahWest Bengal711202Private
Ramakrishna Mission Vivekananda Centenary CollegeKolkataWest Bengal700118Private
Ramakrishna Mission Residential CollegeKolkataWest Bengal700103Private
Bethune CollegeKolkataWest Bengal700006Government
Indian Institute of Technology KharagpurPaschim MedinipurWest Bengal721302Government
Indian Institute of Engineering Science and TechnologyHowrahWest Bengal711103Government
National Institute of Technology DurgapurBardhamanWest Bengal713209Government
Narula Institute of TechnologyKolkataWest Bengal700109Private
Maulana Abul Kalam Azad University of TechnologyNadiaWest Bengal700064Government
The West Bengal National University of Juridical SciencesKolkataWest Bengal700098Government
Visva Bharati UniversityBirbhumWest Bengal731235Government
Raja Narendralal Khan Women’s CollegePaschim MedinipurWest Bengal721102Government
Ramakrishna Mission SikshanamandiraHowrahWest Bengal711202Private
Shimurali Sachinandan College of EducationNadiaWest Bengal741248Private
Southfield CollegeDarjeelingWest Bengal734101Government
St. Joseph’s CollegeDarjeelingWest Bengal734104Private
Acharya Brojendranath Seal CollegeCooch BeharWest Bengal736101Government
Acharya Prafulla Chandra CollegeKolkataWest Bengal700131Private
Asutosh CollegeKolkataWest Bengal700026Government
Bangabasi Morning CollegeKolkataWest Bengal700009Government
Durgapur Government CollegeBardhamanWest Bengal713214Government
Gobardanga Hindu CollegeNorth 24 ParganasWest Bengal743273Government
Goenka College of Commerce and Business AdministrationKolkataWest Bengal700012Government
Gushkara MahavidyalayaBardhamanWest Bengal713128Private
Haldia Institute of TechnologyPurba MedinipurWest Bengal721657Private
Institute of Engineering and ManagementKolkataWest Bengal700091Private
Krishnath CollegeMurshidabadWest Bengal742101Government
Mahishadal Raj CollegePurba MedinipurWest Bengal721628Government
Maulana Azad CollegeKolkataWest Bengal700013Government
MCKV Institute of EngineeringHowrahWest Bengal711204Private
Midnapore CollegePaschim MedinipurWest Bengal721101Government
Nistarini CollegePuruliaWest Bengal723101Private
Panskura Banamali CollegePurba MedinipurWest Bengal721152Government
Ramakrishna Sarada Mission Vivekananda VidyabhavanKolkataWest Bengal700055Private
Shri Shikshayatan CollegeKolkataWest Bengal700071Private
Sovarani Memorial CollegeHowrahWest Bengal711408Government
St. Xavier’s CollegeKolkataWest Bengal700016Private
Vivekananda CollegeKolkataWest Bengal700129Government
Bankura Christian CollegeBankuraWest Bengal722101Private
Salesian CollegeDarjeelingWest Bengal734209Private
Footwear Design & Development InstituteKolkataWest Bengal743502Government
Barasat Government CollegeNorth 24 ParganasWest Bengal700124Government
Behala CollegeKolkataWest Bengal700060Government
Government College of Engineering & Ceramic TechnologyKolkataWest Bengal700010Government
Krishnagar Government CollegeNadiaWest Bengal741101Government
Mahadevananda MahavidyalayaKolkataWest Bengal700120Government
Bankura Zilla Saradamani Mahila MahavidyapithBankuraWest Bengal722101Private
Bhairab Ganguly CollegeKolkataWest Bengal625002Private
Bhatter CollegePaschim MedinipurWest Bengal600014Private
JIS College of EngineeringNadiaWest Bengal625009Private
Technique Polytechnic InstituteHooghlyWest Bengal712102Private
Dr B C Roy Engineering CollegeBardhamanWest Bengal713206Private
BCDA College of Pharmacy & TechnologyKolkataWest Bengal700127Private
Gupta College of Technological SciencesBardhamanWest Bengal713301Private
Indian Institute of Management CalcuttaSouth 24 ParganasWest Bengal700104Government
International Management Institute KolkataKolkataWest Bengal700027Private
Guru Nanak Institute of Pharmaceutical Science & TechnologyKolkataWest Bengal700114Private
NSHM Knowledge CampusBardhamanWest Bengal700053Private
NIFT – KolkataKolkataWest Bengal700098Government
National Institute of Locomotor Disabilities Divyangjan KolkataKolkataWest Bengal700090Government
B.P. Poddar Institute of Management & TechnologyKolkataWest Bengal700052Private
Bengal College of Engineering & TechnologyDurgapurWest Bengal713212Private
College of Engineering and ManagementPurba MedinipurWest Bengal721134Private
St. Thomas College of Engineering and TechnologyKolkataWest Bengal700023Private
Indian Maritime UniversityKolkataWest Bengal700088Government
Netaji Subhash Engineering CollegeKolkataWest Bengal700152Private
Aligarh Muslim University MurshidabadMurshidabadWest Bengal742223Government
Institute of Hotel Management Catering Technology and Applied NutritionKolkataWest Bengal700088Government
Ghani Khan Choudhury Institute of Engineering and TechnologyMaldaWest Bengal732141Government
Budge Budge Institute of TechnologySouth 24 ParganasWest Bengal700137Private
Globsyn Business SchoolSouth 24 ParganasWest Bengal700091Private
Siliguri Institute of TechnologyDarjeelingWest Bengal734009Private
Supreme Knowledge Foundation Group of InstitutionsHooghlyWest Bengal712139Private
Food Craft Institute DarjeelingDarjeelingWest Bengal160036Government
Maynaguri Government PolytechnicJalpaiguriWest Bengal735302Government
Central Institute of Plastics Engineering and Technology HaldiaPurba MedinipurWest Bengal721657Government
Uttar Banga Krishi ViswavidyalayaCooch BeharWest Bengal736165Government
Indian Institute of Social Welfare and Business Management KolkataKolkataWest Bengal700073Government
University Institute of Technology BurdwanBardhamanWest Bengal713104Government
National Institute of Homoeopathy KolkataKolkataWest Bengal700106Government
Asansol Girls CollegeBardhamanWest Bengal713304Government
Aahoran State Institute of Hotel ManagementBardhamanWest Bengal713206Government
⚠️ Important: Admission लेने से पहले MNSSBY portal पर college का approval status ज़रूर verify करें। अगर college approved list में नहीं है तो loan reject हो सकता है।
👉 Full Approved Colleges List | Outside Bihar Colleges Guide

🔍 College Eligibility कैसे Verify करें?

BSCC loan apply करने से पहले college verify करना बहुत ज़रूरी है। Follow करें ये steps:

  1. MNSSBY Portal पर जाएं और approved college list check करें
  2. UGC Website या AICTE Portal पर college recognition verify करें
  3. Accreditation status check करें (NAAC/NBA if applicable)
  4. Course BSCC approved list में है या नहीं — confirm करें
  5. DRCC से final confirmation लें — fees pay करने से पहले
💡 Tip: DRCC (District Registration and Counseling Center) आपके Bihar home district में है। Document verification के लिए Bihar visit करना ज़रूरी है — चाहे college West Bengal में हो।
👉 DRCC Verification Process

📝 BSCC Apply कैसे करें? (Quick Steps)

  1. West Bengal में recognized college में admission लें (verified list ऊपर देखें)
  2. MNSSBY Portal पर online registration करें
  3. BSCC option select करें → personal, academic, college details भरें
  4. Acknowledgment number save करें
  5. DRCC appointment attend करें — सभी required documents लेकर जाएं
  6. Bank verification → Loan sanction → Funds college को disburse

👉 Detail guide: Step-by-Step Apply Guide | Application Process


❓ FAQs — अक्सर पूछे जाने वाले सवाल

Q1: Can Bihar students apply for BSCC to study in West Bengal institutions?

Yes, students who are permanent residents of Bihar can apply for the Bihar Student Credit Card scheme if they secure admission in approved institutions located in West Bengal. Approval is subject to document verification and institutional eligibility.

Q2: What is the maximum loan amount available?

Eligible students can avail an education loan of up to ₹4 lakh under the BSCC scheme. The sanctioned amount depends on the approved fee structure and academic expenses.

Q3: Are IITs and central institutes in West Bengal eligible under BSCC?

Yes, premier institutions such as IITs, NITs, IISERs, and central universities located in West Bengal are generally eligible, provided the course falls under approved categories.

Q4: Does the loan cover hostel and examination fees?

Yes, apart from tuition fees, certain approved academic expenses such as examination fees, library charges, and hostel fees may be covered within the sanctioned limit.

Q5: When does repayment begin?

Repayment starts after completion of the course along with the prescribed moratorium period, allowing students time to secure employment before EMI begins.

Q6: Is admission confirmation mandatory before applying?

Yes, confirmed admission in an approved institution is mandatory. Students must upload the admission letter and fee structure during application.

Q7: Can private colleges in West Bengal be covered?

Yes, approved private institutions may be covered if they meet BSCC guidelines. Final approval depends on institutional verification.

Q8: How can applicants track their application status?

Students can log in to the official BSCC portal to monitor verification status, approval updates, and document requirements.


Topic Link
🏠 BSCC Main HubComplete Guide
✅ EligibilityCheck Eligibility
📝 Application ProcessHow to Apply
📚 Courses Covered40+ Courses List
💰 Financial AssistanceLoan Details
🏫 Approved CollegesCollege List
🔍 DRCC ProcessDRCC Guide
🔧 Rejected? SolutionsFix & Reapply
⏳ Bank Delay?What to Do
📊 EMI & RepaymentEMI Rules 2026
🆚 BSCC vs ScholarshipComparison
❓ FAQsसवाल-जवाब

Published by MeriShiksha — India's trusted education companion। Last Updated: June 2, 2026