Rejection under the Bihar Student Credit Card Scheme (BSCC) is one of the most stressful situations for students and parents. Most students assume that once the application is rejected, the loan is permanently cancelled — which is not true.
In reality, more than 70% of BSCC application rejections are correctable. The key is understanding why the application was rejected and taking the right corrective steps. This guide explains all possible BSCC rejection reasons, practical solutions, and the correct reapply process.
If you are not familiar with the scheme process, first read the Bihar Student Credit Card Scheme overview .
Why BSCC Applications Get Rejected
BSCC applications are reviewed at multiple levels — online system, DRCC, and bank. Rejection can happen at any of these stages.
1. Eligibility Criteria Not Fulfilled
Applications are rejected if the student does not meet basic eligibility such as Bihar domicile or Class 12 qualification.
Always confirm eligibility before applying: BSCC eligibility criteria .
2. Course or College Not Approved Under BSCC
Many students take admission first and check BSCC eligibility later. If the course or college is not approved, rejection is guaranteed.
Verify before admission: BSCC approved courses | Colleges accepting BSCC .
3. Document Errors or Mismatch
Even minor spelling mistakes in name, date of birth, or unclear scanned documents can lead to DRCC rejection.
4. DRCC Verification Failure
DRCC verification is mandatory. Missing appointments, incomplete documents, or wrong course selection at DRCC leads to rejection.
Understand DRCC clearly: Role of DRCC in BSCC .
5. Bank-Level Issues
Some applications are rejected after DRCC due to bank-side verification, fee structure mismatch, or internal compliance checks.
If bank delay occurs, read: BSCC bank delay and issues .
How to Fix BSCC Application Rejection
The solution depends on the rejection reason.
- Correct document mismatches and upload fresh copies
- Change to BSCC-approved college or course
- Reschedule DRCC appointment with complete documents
- Coordinate with bank after DRCC forwarding
How to Reapply for BSCC After Rejection
After correcting the issue, students can reapply. In most cases, reapplication is successful if mistakes are fixed properly.
- Update details on the BSCC portal
- Upload corrected documents
- Book fresh DRCC appointment
- Follow up until bank approval
Follow the correct method here: BSCC apply online – step by step .
BSCC Application Rejection – FAQs
Q. Can BSCC be approved after rejection?
Ans. Yes, most BSCC rejections are temporary and can be corrected.
Q. Does rejection affect future eligibility?
Ans. No, rejection does not permanently disqualify students.
Q. How much time does reapproval take?
Ans. It depends on DRCC and bank processing after correction.
For complete and updated guidance, always refer to the BSCC overview page .