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Higher Studies with BSCC 2026 — Bihar Student Credit Card for PG, MBA, M.Tech | 0% Interest

Issue: 27 May 2026

📢 2026 Update: BSCC अब PG courses के लिए भी 0% interest। MBA, M.Tech, MSc, MCA, LLM — सब covered। Age limit PG ke liye 30 years!

Table of Contents


🎓 Higher Studies — कौन से PG Courses Eligible?

BSCC sirf UG ke liye nahi — Post Graduate (PG) courses ke liye bhi valid hai:

PG CourseDurationBSCC Eligible?
MBA2 years✅ Yes
M.Tech / ME2 years✅ Yes
MCA2 years✅ Yes
MSc2 years✅ Yes
MA2 years✅ Yes
LLM1-2 years✅ Yes
M.Pharm2 years✅ Yes

Full list: BSCC Courses List 2026


📊 UG vs PG — BSCC Eligibility Difference

CriteriaUG (B.Tech, BCA, etc.)PG (MBA, M.Tech, etc.)
Age Limit≤ 25 years≤ 30 years
Min Qualification12th passGraduation complete
Interest Rate0%0%
Max Loan₹4 lakh₹4 lakh
CollateralNot requiredNot required

Detail: BSCC Eligibility 2026


🏆 Top PG Courses — Career Scope

1. MBA — Management

Salary: ₹5-15 LPA | Best for business-minded students | View Details

2. M.Tech — Engineering

Salary: ₹6-12 LPA | Research + Industry opportunities

3. MCA — Computer Applications

Salary: ₹5-10 LPA | IT industry booming — highest demand

4. MSc — Science Research

Salary: ₹3-6 LPA | Academic + Research career path

Pro Tip: Agar aap UG BSCC se kar chuke hain, to PG ke liye naya BSCC application kar sakte hain — dono allowed hai!

🖥️ Apply कैसे करें PG ke liye?

  1. Graduation complete karein + PG admission confirm
  2. MNSSBY Portal par register + BSCC PG form bharein
  3. Documents upload → Documents Checklist
  4. DRCC visit → DRCC Guide
  5. Bank → Sanction → Disbursement to college

Step-by-step: Apply Online | Timeline


❓ FAQs

UG aur PG dono ke liye BSCC mil sakta hai?

Haan! UG ke liye alag application, PG ke liye alag — dono approved hain।

PhD ke liye BSCC milta hai?

Currently PhD BSCC approved courses mein nahi hai। PhD ke liye NET/JRF fellowship ya UGC scholarship dekhein।

PG mein age 30 se zyada hai toh?

30 years se zyada age ke students BSCC ke liye eligible nahi hain। Alternative: bank education loan ya scholarships।


TopicLink
🏠 BSCC HubMain Page
✅ EligibilityEligibility Guide
📝 ApplyStep-by-Step Apply
📚 CoursesCourses List
📝 DocumentsDocuments Checklist
🔍 DRCCDRCC Guide
📊 EMIEMI Rules
🔧 Rejected?Solutions

Published by MeriShiksha — Last Updated: May 27, 2026