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Eligible list of colleges under Bihar Student Credit Card Yojana in Andaman and Nicobar Islands

Issue: 25 Feb 2026

📢 Update (June 2026): Bihar Student Credit Card (BSCC) Scheme अब सभी students के लिए 0% interest है — चाहे लड़का हो, लड़की हो, या किसी भी category का student। Andaman & Nicobar में eligible colleges की पूरी list नीचे देखें।

Table of Contents


📋 BSCC Scheme 2026 — Quick Overview

Feature Details
योजनाBihar Student Credit Card (BSCC)
Loan Amount₹4 लाख तक
Interest Rate0% (Interest-Free) — सभी categories
Collateralकोई गिरवी नहीं — सरकार guarantor
Eligible Courses40+ (पूरी list देखें)
Valid InAll India — Andaman & Nicobar सहित पूरे भारत में
Official Portal7nishchay-yuvaupmission.bihar.gov.in
Helpline1800 3456 444 (Toll-Free)
2026 Update: पहले boys को 4% interest लगता था — अब सभी students को 0% interest। Bihar के बाहर Andaman & Nicobar में भी BSCC loan valid है!
👉 BSCC Complete Guide | Eligibility Check करें

🏫 Andaman & Nicobar — BSCC Eligible Colleges List

नीचे Andaman & Nicobar में Bihar Student Credit Card Yojana के तहत approved colleges और universities की complete list है। ये institutions MNSSBY database में listed और UGC/AICTE/NMC से recognized हैं।

College list data available on official MNSSBY portal.

⚠️ Important: Admission लेने से पहले MNSSBY portal पर college का approval status ज़रूर verify करें। अगर college approved list में नहीं है तो loan reject हो सकता है।
👉 Full Approved Colleges List | Outside Bihar Colleges Guide

🔍 College Eligibility कैसे Verify करें?

BSCC loan apply करने से पहले college verify करना बहुत ज़रूरी है। Follow करें ये steps:

  1. MNSSBY Portal पर जाएं और approved college list check करें
  2. UGC Website या AICTE Portal पर college recognition verify करें
  3. Accreditation status check करें (NAAC/NBA if applicable)
  4. Course BSCC approved list में है या नहीं — confirm करें
  5. DRCC से final confirmation लें — fees pay करने से पहले
💡 Tip: DRCC (District Registration and Counseling Center) आपके Bihar home district में है। Document verification के लिए Bihar visit करना ज़रूरी है — चाहे college Andaman & Nicobar में हो।
👉 DRCC Verification Process

📝 BSCC Apply कैसे करें? (Quick Steps)

  1. Andaman & Nicobar में recognized college में admission लें (verified list ऊपर देखें)
  2. MNSSBY Portal पर online registration करें
  3. BSCC option select करें → personal, academic, college details भरें
  4. Acknowledgment number save करें
  5. DRCC appointment attend करें — सभी required documents लेकर जाएं
  6. Bank verification → Loan sanction → Funds college को disburse

👉 Detail guide: Step-by-Step Apply Guide | Application Process


❓ FAQs — अक्सर पूछे जाने वाले सवाल

Q1: Can students from Bihar apply for BSCC to study in Andaman and Nicobar Islands institutions listed above?

Yes, students who are permanent residents of Bihar can apply for the Bihar Student Credit Card loan if they secure admission in approved institutions located in the Andaman and Nicobar Islands. The course must be recognized under BSCC guidelines. Final approval is granted after verification at the DRCC level.

Q2: What is the maximum loan amount available under the Bihar Student Credit Card Scheme for these colleges?

Under the BSCC scheme, eligible students can avail an education loan of up to ₹4 lakh. The sanctioned amount depends on the course fee structure and approved expenses. The loan helps cover tuition fees and other academic-related costs within the prescribed limit.

Q3: Are government institutions in Andaman and Nicobar Islands fully eligible under the BSCC scheme?

Yes, government institutions listed under the approved category are eligible under the scheme. However, students must ensure that their specific course is covered. Eligibility is confirmed only after proper document verification and approval by authorities.

Q4: Does the Bihar Student Credit Card loan cover only tuition fees or additional academic expenses as well?

The loan generally covers tuition fees along with approved academic expenses such as examination fees, books, and certain institutional charges. All expenses must fall within the sanctioned loan amount. Students should verify eligible components before final submission.

Q5: When does repayment of the BSCC loan start after completing the course?

Repayment begins after completion of the course along with the prescribed moratorium period. This allows students sufficient time to secure employment before starting EMI payments. The repayment schedule is structured to reduce financial pressure on fresh graduates.

Q6: Is it mandatory to secure admission before applying for the Bihar Student Credit Card Scheme?

Yes, confirmed admission in an approved institution is mandatory before applying for the BSCC loan. Students must upload their admission letter and fee structure during the application process. Applications without valid admission proof may be rejected.

Q7: How can students track the status of their Bihar Student Credit Card application?

Applicants can log in to the official BSCC portal to check the status of their application. Updates regarding verification, approval, or pending documents are available online. Students are advised to regularly monitor their dashboard for updates.

Q8: Can diploma and technical courses in these institutions be covered under the BSCC scheme?

Yes, diploma and technical courses are generally covered if they fall under the approved list of professional and technical programs under BSCC guidelines. Students must ensure their course eligibility before applying. Final approval is subject to verification.


Topic Link
🏠 BSCC Main HubComplete Guide
✅ EligibilityCheck Eligibility
📝 Application ProcessHow to Apply
📚 Courses Covered40+ Courses List
💰 Financial AssistanceLoan Details
🏫 Approved CollegesCollege List
🔍 DRCC ProcessDRCC Guide
🔧 Rejected? SolutionsFix & Reapply
⏳ Bank Delay?What to Do
📊 EMI & RepaymentEMI Rules 2026
🆚 BSCC vs ScholarshipComparison
❓ FAQsसवाल-जवाब

Published by MeriShiksha — India's trusted education companion। Last Updated: June 2, 2026