Eligible list of colleges under Bihar Student Credit Card Yojana in Chandigarh

The Bihar Student Credit Card Yojana (BSCC) allows permanent residents of Bihar to pursue higher education in recognized institutions across India, including Chandigarh. Students who secure admission in approved Government and Private colleges listed below can apply for financial assistance under the scheme as per official guidelines.

About Bihar Student Credit Card Yojana (BSCC)

The BSCC scheme provides education loans up to ₹4 lakh for higher education, professional, technical, and skill-based courses. The objective is to reduce financial barriers and promote access to quality education for students from economically weaker sections of Bihar.

Eligible College List in Chandigarh

Name of the College/Institution	District Name	State/UT	Pincode	Institute Type
PEC University of Technology	Chandigarh	Chandigarh	160012	Government
Post Graduate Institute of Medical Education and Research	Chandigarh	Chandigarh	160012	Government
Dev Samaj College For Women	Chandigarh	Chandigarh	160047	PRIVATE
Post Graduate Government College for Girls	Chandigarh	Chandigarh	160036	GOVERNMENT
Dev Samaj College of Education	Chandigarh	Chandigarh	160036	PRIVATE
Goswami Ganesh Dutta Sanatan Dharma College	Chandigarh	Chandigarh	160030	PRIVATE
Government College of Education	Chandigarh	Chandigarh	160020	GOVERNMENT
Government Home Science College	Chandigarh	Chandigarh	160001	GOVERNMENT
Mehr Chand Mahajan D. A. V. College for Women, Chandigarh	Chandigarh	Chandigarh	160036	PRIVATE
Post Graduate Government College	Chandigarh	Chandigarh	160011	GOVERNMENT
Govt Post-Graduate College for Girls	Chandigarh	Chandigarh	160011	Government
D. A. V. College	Chandigarh	Chandigarh	160011	Government
PUNJAB ENGINEERING COLLEGE	CHANDIGARH	CHANDIGARH	160012	Government
CHANDIGARH INSTITUTE OF HOTEL MANAGEMENT	Chandigarh	Chandigarh	160036	Government
DR HARVANSH SINGH JUDGE INSTITUTE OF DENTAL SCIENCES AND HOSPITAL	Chandigarh	Chandigarh	160014	Government
UNIVERSITY INSTITUTE OF ENGINEERING AND TECHNOLOGY CHANDIGARH	Chandigarh	Chandigarh	160014	Government
DR. AMBEDKAR INSTITUTE OF HOTEL MANAGEMENT CATERING AND NUTRITION CHANDIGARH	Chandigarh	Chandigarh	160036	Government

Key Features of BSCC Scheme

• Education loan up to ₹4 lakh
• Applicable to approved institutions across India
• Moratorium period during course duration
• Government-supported interest structure
• Covers tuition fees and approved academic expenses

Eligibility Criteria

• Applicant must be a permanent resident of Bihar
• Must have passed 10+2 or equivalent qualification
• Confirmed admission in a recognized institution
• Course must fall under approved BSCC categories

Documents Required

• Aadhaar Card
• Residence Certificate of Bihar
• 10th & 12th Mark Sheets
• Admission Letter
• Fee Structure
• Income Certificate
• Passport-size Photographs

Application Process

1. Visit the official BSCC portal.
2. Complete online registration.
3. Fill in personal and educational details.
4. Upload required documents.
5. Visit DRCC for verification.
6. Track application status online.

Frequently Asked Questions (FAQs)

1. Can students from Bihar apply for the BSCC scheme to pursue higher education in Chandigarh colleges listed above?

Yes, permanent residents of Bihar who secure admission in recognized Chandigarh institutions are eligible to apply. The course must fall under approved BSCC categories, and final approval depends on document verification at the DRCC level.

2. What is the maximum loan amount available under the Bihar Student Credit Card Scheme for studying in Chandigarh?

Students can avail financial assistance up to ₹4 lakh. The sanctioned amount depends on the official fee structure and approved academic expenses as per scheme guidelines.

3. Are both Government and Private colleges in Chandigarh covered under the BSCC scheme?

Yes, both Government and Private institutions are eligible provided:

• The institution is recognized by competent authorities.
• The course is approved under BSCC norms.
• Verification is completed successfully.

4. Does the BSCC loan cover hostel, books, and other academic expenses apart from tuition fees?

The loan primarily covers tuition fees along with approved academic expenses such as examination fees and essential study materials. Students should verify covered components before final submission.

5. When does repayment of the BSCC loan begin after course completion?

Repayment starts after completion of the course along with the prescribed moratorium period. This provides students time to secure employment before EMI payments begin.

6. Is it mandatory to secure confirmed admission before applying under the BSCC scheme?

Yes, confirmed admission is compulsory. Applicants must upload the admission letter and detailed fee structure while submitting the online application.

7. How can applicants track the status of their BSCC application?

Students can log in to the official BSCC portal and check their dashboard for updates related to verification, approval, or pending documents.

8. Are professional courses such as Engineering, Medical, Hospitality, and Dental studies covered in Chandigarh?

Yes, professional and technical programs offered by recognized institutions are generally covered if they fall under approved BSCC categories and meet eligibility requirements.

9. Can students admitted through national-level entrance examinations apply for BSCC in Chandigarh?

Yes, admissions through recognized exams such as JEE, NEET, or other approved entrance tests are acceptable, provided the institution and course meet BSCC eligibility norms.