📢 Update (June 2026): Bihar Student Credit Card (BSCC) Scheme अब सभी students के लिए 0% interest है — चाहे लड़का हो, लड़की हो, या किसी भी category का student। Chandigarh में eligible colleges की पूरी list नीचे देखें।
Table of Contents
- BSCC Scheme — Quick Overview
- Chandigarh — Eligible Colleges List
- College Eligibility कैसे Verify करें?
- BSCC Apply कैसे करें?
- FAQs
- BSCC से जुड़ी ज़रूरी Links
📋 BSCC Scheme 2026 — Quick Overview
| Feature | Details |
|---|---|
| योजना | Bihar Student Credit Card (BSCC) |
| Loan Amount | ₹4 लाख तक |
| Interest Rate | 0% (Interest-Free) — सभी categories |
| Collateral | कोई गिरवी नहीं — सरकार guarantor |
| Eligible Courses | 40+ (पूरी list देखें) |
| Valid In | All India — Chandigarh सहित पूरे भारत में |
| Official Portal | 7nishchay-yuvaupmission.bihar.gov.in |
| Helpline | 1800 3456 444 (Toll-Free) |
👉 BSCC Complete Guide | Eligibility Check करें
🏫 Chandigarh — BSCC Eligible Colleges List
नीचे Chandigarh में Bihar Student Credit Card Yojana के तहत approved colleges और universities की complete list है। ये institutions MNSSBY database में listed और UGC/AICTE/NMC से recognized हैं।
| Name of the College/Institution | District Name | State/UT | Pincode | Institute Type |
|---|---|---|---|---|
| PEC University of Technology | Chandigarh | Chandigarh | 160012 | Government |
| Post Graduate Institute of Medical Education and Research | Chandigarh | Chandigarh | 160012 | Government |
| Dev Samaj College For Women | Chandigarh | Chandigarh | 160047 | PRIVATE |
| Post Graduate Government College for Girls | Chandigarh | Chandigarh | 160036 | GOVERNMENT |
| Dev Samaj College of Education | Chandigarh | Chandigarh | 160036 | PRIVATE |
| Goswami Ganesh Dutta Sanatan Dharma College | Chandigarh | Chandigarh | 160030 | PRIVATE |
| Government College of Education | Chandigarh | Chandigarh | 160020 | GOVERNMENT |
| Government Home Science College | Chandigarh | Chandigarh | 160001 | GOVERNMENT |
| Mehr Chand Mahajan D. A. V. College for Women, Chandigarh | Chandigarh | Chandigarh | 160036 | PRIVATE |
| Post Graduate Government College | Chandigarh | Chandigarh | 160011 | GOVERNMENT |
| Govt Post-Graduate College for Girls | Chandigarh | Chandigarh | 160011 | Government |
| D. A. V. College | Chandigarh | Chandigarh | 160011 | Government |
| PUNJAB ENGINEERING COLLEGE | CHANDIGARH | CHANDIGARH | 160012 | Government |
| CHANDIGARH INSTITUTE OF HOTEL MANAGEMENT | Chandigarh | Chandigarh | 160036 | Government |
| DR HARVANSH SINGH JUDGE INSTITUTE OF DENTAL SCIENCES AND HOSPITAL | Chandigarh | Chandigarh | 160014 | Government |
| UNIVERSITY INSTITUTE OF ENGINEERING AND TECHNOLOGY CHANDIGARH | Chandigarh | Chandigarh | 160014 | Government |
| DR. AMBEDKAR INSTITUTE OF HOTEL MANAGEMENT CATERING AND NUTRITION CHANDIGARH | Chandigarh | Chandigarh | 160036 | Government |
👉 Full Approved Colleges List | Outside Bihar Colleges Guide
🔍 College Eligibility कैसे Verify करें?
BSCC loan apply करने से पहले college verify करना बहुत ज़रूरी है। Follow करें ये steps:
- MNSSBY Portal पर जाएं और approved college list check करें
- UGC Website या AICTE Portal पर college recognition verify करें
- Accreditation status check करें (NAAC/NBA if applicable)
- Course BSCC approved list में है या नहीं — confirm करें
- DRCC से final confirmation लें — fees pay करने से पहले
👉 DRCC Verification Process
📝 BSCC Apply कैसे करें? (Quick Steps)
- Chandigarh में recognized college में admission लें (verified list ऊपर देखें)
- MNSSBY Portal पर online registration करें
- BSCC option select करें → personal, academic, college details भरें
- Acknowledgment number save करें
- DRCC appointment attend करें — सभी required documents लेकर जाएं
- Bank verification → Loan sanction → Funds college को disburse
👉 Detail guide: Step-by-Step Apply Guide | Application Process
❓ FAQs — अक्सर पूछे जाने वाले सवाल
Q1: Can students from Bihar apply for the BSCC scheme to pursue higher education in Chandigarh colleges listed above?
Yes, permanent residents of Bihar who secure admission in recognized Chandigarh institutions are eligible to apply. The course must fall under approved BSCC categories, and final approval depends on document verification at the DRCC level.
Q2: What is the maximum loan amount available under the Bihar Student Credit Card Scheme for studying in Chandigarh?
Students can avail financial assistance up to ₹4 lakh. The sanctioned amount depends on the official fee structure and approved academic expenses as per scheme guidelines.
Q3: Are both Government and Private colleges in Chandigarh covered under the BSCC scheme?
Yes, both Government and Private institutions are eligible provided:
- The institution is recognized by competent authorities.
- The course is approved under BSCC norms.
- Verification is completed successfully.
Q4: Does the BSCC loan cover hostel, books, and other academic expenses apart from tuition fees?
The loan primarily covers tuition fees along with approved academic expenses such as examination fees and essential study materials. Students should verify covered components before final submission.
Q5: When does repayment of the BSCC loan begin after course completion?
Repayment starts after completion of the course along with the prescribed moratorium period. This provides students time to secure employment before EMI payments begin.
Q6: Is it mandatory to secure confirmed admission before applying under the BSCC scheme?
Yes, confirmed admission is compulsory. Applicants must upload the admission letter and detailed fee structure while submitting the online application.
Q7: How can applicants track the status of their BSCC application?
Students can log in to the official BSCC portal and check their dashboard for updates related to verification, approval, or pending documents.
Q8: Are professional courses such as Engineering, Medical, Hospitality, and Dental studies covered in Chandigarh?
Yes, professional and technical programs offered by recognized institutions are generally covered if they fall under approved BSCC categories and meet eligibility requirements.
Q9: Can students admitted through national-level entrance examinations apply for BSCC in Chandigarh?
Yes, admissions through recognized exams such as JEE, NEET, or other approved entrance tests are acceptable, provided the institution and course meet BSCC eligibility norms.
📚 BSCC से जुड़ी ज़रूरी जानकारी — एक ही जगह
| Topic | Link |
|---|---|
| 🏠 BSCC Main Hub | Complete Guide |
| ✅ Eligibility | Check Eligibility |
| 📝 Application Process | How to Apply |
| 📚 Courses Covered | 40+ Courses List |
| 💰 Financial Assistance | Loan Details |
| 🏫 Approved Colleges | College List |
| 🔍 DRCC Process | DRCC Guide |
| 🔧 Rejected? Solutions | Fix & Reapply |
| ⏳ Bank Delay? | What to Do |
| 📊 EMI & Repayment | EMI Rules 2026 |
| 🆚 BSCC vs Scholarship | Comparison |
| ❓ FAQs | सवाल-जवाब |
Published by MeriShiksha — India's trusted education companion। Last Updated: June 2, 2026