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Eligible list of colleges under Bihar Student Credit Card Yojana in Gujarat

Issue: 26 Feb 2026

📢 Update (June 2026): Bihar Student Credit Card (BSCC) Scheme अब सभी students के लिए 0% interest है — चाहे लड़का हो, लड़की हो, या किसी भी category का student। Gujarat में eligible colleges की पूरी list नीचे देखें।

Table of Contents


📋 BSCC Scheme 2026 — Quick Overview

Feature Details
योजनाBihar Student Credit Card (BSCC)
Loan Amount₹4 लाख तक
Interest Rate0% (Interest-Free) — सभी categories
Collateralकोई गिरवी नहीं — सरकार guarantor
Eligible Courses40+ (पूरी list देखें)
Valid InAll India — Gujarat सहित पूरे भारत में
Official Portal7nishchay-yuvaupmission.bihar.gov.in
Helpline1800 3456 444 (Toll-Free)
2026 Update: पहले boys को 4% interest लगता था — अब सभी students को 0% interest। Bihar के बाहर Gujarat में भी BSCC loan valid है!
👉 BSCC Complete Guide | Eligibility Check करें

🏫 Gujarat — BSCC Eligible Colleges List

नीचे Gujarat में Bihar Student Credit Card Yojana के तहत approved colleges और universities की complete list है। ये institutions MNSSBY database में listed और UGC/AICTE/NMC से recognized हैं।

Name of the College/Institution District Name State Pincode Institute Type
Gujarat National Law UniversityGandhinagarGujarat382426Government
Gujarat VidyapithAhmedabadGujarat380014Government
Hemchandracharya North Gujarat UniversityPatanGujarat384265Government
Nirma UniversityAhmedabadGujarat382481Private
Saurashtra UniversityRajkotGujarat360005Government
Charotar University of Science and TechnologyAnandGujarat388421Private
Dhirubhai Ambani Institute of Information and Communication TechnologyGandhinagarGujarat382007Private
Sumandeep VidyapeethVadodaraGujarat391760Private
Gujarat Ayurved UniversityJamnagarGujarat361008Government
Gujarat Forensic Sciences UniversityGandhinagarGujarat382009Government
Pandit Deendayal Petroleum UniversityAhmedabadGujarat382007Government
Sardar Patel UniversityAnandGujarat388120Government
The Maharaja Sayajirao University of BarodaVadodaraGujarat39002Government
Veer Narmad South Gujarat UniversitySuratGujarat395007Government
P. D. Patel Institute of Applied SciencesAnandGujarat388421Government
Indian Institute of Technology GandhinagarGandhinagarGujarat382355Government
Sardar Vallabhbhai National Institute of TechnologySuratGujarat395007Government
National Institute of Pharmaceutical Education and ResearchGandhinagarGujarat382355Government
Maharaja Sayajirao University of BarodaVadodaraGujarat390002Government
L. M. College of PharmacyAhmedabadGujarat380009Government
Anand Agricultural UniversityAnandGujarat388001Government
Footwear Design & Development InstituteBharuchGujarat393002Government
Shree Manibhai Virani & Smt. Navalben Virani Science CollegeRajkotGujarat360005Private
Anand Pharmacy CollegeAnandGujarat388001PRIVATE
Bhavan’s Shree A. K. Doshi Mahila CollegeJamnagarGujarat361008PRIVATE
Charutar Vidya Mandal’s Sardar Gunj Merchantile Co-op Bank Limited (Anand) English Medium College of Commerce and ManagementAnandGujarat388120PRIVATE
L.D. Arts CollegeAhmedabadGujarat380009GOVERNMENT
M. B. Patel College of EducationAnandGujarat388120Private
Nalini-Arvind and T. V. Patel Arts CollegeAnandGujarat388120Private
Narmada College of Science and CommerceBharuchGujarat392011Private
P.T. Sarvajanik College of ScienceSuratGujarat395001Private
Sarvajanik Education Society V. T. Choksi Sarvajanik College of EducationSuratGujarat395007Private
St. Xavier’s CollegeAhmedabadGujarat380009Private
Shri Gosar Hansraj Gosrani CommerceJamnagarGujarat361004Private
Uma Arts and Nathiba Commerce Mahila CollegeGandhinagarGujarat382023Private
Vidyamandir Society’s Z. F. Wadia WomenSuratGujarat395001Private
Marwadi Education FoundationRajkotGujarat360003Private
M. P. Arts and M. H. Commerce College for WomenAhmedabadGujarat380022Private
M. G. Science InstituteAhmedabadGujarat380009Private
Dharmsinh Desai UniversityKhedaGujarat387001Government
Gujarat UniversityAhmedabadGujarat380009Government
Junagadh Agricultural UniversityJunagadhGujarat362001Government
Navsari Agricultural UniversityNavsariGujarat396450Government
The National Institute of Design (NID)-AhmedabadAhmedabadGujarat380007Government
The National Institute of Design (NID) -GandhinagarGandhinagarGujarat382009Government
B. K MODY GOVERNMENT PHARMACY COLLEGERAJKOTGujarat360003Government
Birla Vishvakarma Mahavidhyalaya Engineering CollegeAnandGujarat388120Government
K. B. Institute of Pharmaceutical Education and ResearchGandhinagarGujarat382023Private
Indian Institute of Management AhmedabadAhmedabadGujarat380015Government
Nirma UniversityGandhinagarGujarat382481Private
Institute of Rural ManagementAnandGujarat388001Private
NIFT – GandhinagarGandhinagarGujarat382007Government
National Institute of TechnologySuratGujarat395007Government
G.H. Patel College of Engineering & TechnologyANANDGujarat388120Private
INSTITUTE OF TECHNOLOGY, NIRMA UNIVERSITYAHMEDNAGARGujarat382481Private
KIET Group of InstitutesGhaziabadGujarat201206Private
MICAAHMEDABADGujarat380058Private
PARUL INSTITUTE OF ENGINEERING & TECHNOLOGYGANDHINAGARGujarat391760Private
SARVAJANIK COLLEGE OF ENGINEERING & TECHNOLOGYSuratGujarat395001Private
Sharoff S. R. Rotary Institute of Chemical TechnologyBharuchGujarat393135Private
Shree Dhanvantary Pharmacy CollegeSURATGujarat394110Private
Institute of Infrastructure, Technology, Research and Management- AhmedabadAhmedabadGujarat380026Government
Delhi Institute of Hotel Management Lajpat Nagar New DelhiSouth DelhiGujarat110024Government
INDIAN INSTITUTE OF INFORMATION TECHNOLOGY, VADODARAGandhinagarGujarat382028Government
INDIAN INSTITUTE OF INFORMATION TECHNOLOGY, SURATSuratGujarat395007Government
NATIONAL RAIL AND TRANSPORTATION INSTITUTEVadodaraGujarat390004Government
CIPET INSTITUTE OF PLASTICS TECHNOLOGY AHMEDABADAhmedabadGujarat382445Government
INSTITUTE OF HOTEL MANAGEMENT AHMEDABADGandhinagarGujarat382426Government
⚠️ Important: Admission लेने से पहले MNSSBY portal पर college का approval status ज़रूर verify करें। अगर college approved list में नहीं है तो loan reject हो सकता है।
👉 Full Approved Colleges List | Outside Bihar Colleges Guide

🔍 College Eligibility कैसे Verify करें?

BSCC loan apply करने से पहले college verify करना बहुत ज़रूरी है। Follow करें ये steps:

  1. MNSSBY Portal पर जाएं और approved college list check करें
  2. UGC Website या AICTE Portal पर college recognition verify करें
  3. Accreditation status check करें (NAAC/NBA if applicable)
  4. Course BSCC approved list में है या नहीं — confirm करें
  5. DRCC से final confirmation लें — fees pay करने से पहले
💡 Tip: DRCC (District Registration and Counseling Center) आपके Bihar home district में है। Document verification के लिए Bihar visit करना ज़रूरी है — चाहे college Gujarat में हो।
👉 DRCC Verification Process

📝 BSCC Apply कैसे करें? (Quick Steps)

  1. Gujarat में recognized college में admission लें (verified list ऊपर देखें)
  2. MNSSBY Portal पर online registration करें
  3. BSCC option select करें → personal, academic, college details भरें
  4. Acknowledgment number save करें
  5. DRCC appointment attend करें — सभी required documents लेकर जाएं
  6. Bank verification → Loan sanction → Funds college को disburse

👉 Detail guide: Step-by-Step Apply Guide | Application Process


❓ FAQs — अक्सर पूछे जाने वाले सवाल

Q1: Can Bihar students apply for BSCC to study in Gujarat universities and colleges?

Yes, students who are permanent residents of Bihar and secure admission in recognized Gujarat institutions can apply. The course must fall under approved categories. Final approval is granted after DRCC verification.

Q2: What is the maximum loan amount available for studying in Gujarat under BSCC?

The scheme provides up to ₹4 lakh as an education loan. The sanctioned amount depends on the course fee structure and approved expenses. It is disbursed as per official guidelines.

Q3: Are both Government and Private institutions in Gujarat eligible under the scheme?

Yes, both Government and Private institutions listed above are eligible. However:

  • The course must be recognized.
  • The institution must comply with BSCC norms.
  • Final approval is subject to verification.

Q4: Does the loan cover hostel and academic expenses apart from tuition fees?

The loan mainly covers tuition fees and approved academic expenses. Students should verify covered components as per scheme guidelines before final submission.

Q5: When does repayment begin for students studying in Gujarat?

Repayment starts after completion of the course along with the prescribed moratorium period. This allows students time to secure employment before EMI payments begin.

Q6: Is confirmed admission mandatory before applying under BSCC for Gujarat colleges?

Yes, admission confirmation is mandatory. Students must upload their admission letter and fee structure while applying online.

Q7: How can applicants track their BSCC application status?

Applicants can log into the official portal to track status updates. Notifications regarding verification and approval are available on the dashboard.

Q8: Are professional courses like Engineering, Law, Pharmacy, and Management covered in Gujarat?

Yes, professional and technical courses are generally covered if approved under scheme guidelines. Eligibility depends on course recognition and institutional compliance.

Q9: Can students apply if admission is secured through national-level entrance exams?

Yes, admissions through exams like JEE, NEET, CLAT, CAT, or other recognized tests are acceptable, provided the institution and course meet BSCC requirements.


Topic Link
🏠 BSCC Main HubComplete Guide
✅ EligibilityCheck Eligibility
📝 Application ProcessHow to Apply
📚 Courses Covered40+ Courses List
💰 Financial AssistanceLoan Details
🏫 Approved CollegesCollege List
🔍 DRCC ProcessDRCC Guide
🔧 Rejected? SolutionsFix & Reapply
⏳ Bank Delay?What to Do
📊 EMI & RepaymentEMI Rules 2026
🆚 BSCC vs ScholarshipComparison
❓ FAQsसवाल-जवाब

Published by MeriShiksha — India's trusted education companion। Last Updated: June 2, 2026