The Bihar Student Credit Card Yojana (BSCC) allows students who are permanent residents of Bihar to pursue higher education in approved institutions across India, including Gujarat. Students securing admission in recognized Government and Private institutions listed below may apply for financial assistance under the scheme as per official eligibility norms.
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About Bihar Student Credit Card Yojana (BSCC)
The BSCC scheme provides education loans up to ₹4 lakh for higher education, professional, technical, and skill-based courses. The objective is to reduce financial barriers and promote access to quality education for students from Bihar.
Eligible College List in Gujarat
| Name of the College/Institution | District Name | State | Pincode | Institute Type |
|---|---|---|---|---|
| Gujarat National Law University | Gandhinagar | Gujarat | 382426 | Government |
| Gujarat Vidyapith | Ahmedabad | Gujarat | 380014 | Government |
| Hemchandracharya North Gujarat University | Patan | Gujarat | 384265 | Government |
| Nirma University | Ahmedabad | Gujarat | 382481 | Private |
| Saurashtra University | Rajkot | Gujarat | 360005 | Government |
| Charotar University of Science and Technology | Anand | Gujarat | 388421 | Private |
| Dhirubhai Ambani Institute of Information and Communication Technology | Gandhinagar | Gujarat | 382007 | Private |
| Sumandeep Vidyapeeth | Vadodara | Gujarat | 391760 | Private |
| Gujarat Ayurved University | Jamnagar | Gujarat | 361008 | Government |
| Gujarat Forensic Sciences University | Gandhinagar | Gujarat | 382009 | Government |
| Pandit Deendayal Petroleum University | Ahmedabad | Gujarat | 382007 | Government |
| Sardar Patel University | Anand | Gujarat | 388120 | Government |
| The Maharaja Sayajirao University of Baroda | Vadodara | Gujarat | 39002 | Government |
| Veer Narmad South Gujarat University | Surat | Gujarat | 395007 | Government |
| P. D. Patel Institute of Applied Sciences | Anand | Gujarat | 388421 | Government |
| Indian Institute of Technology Gandhinagar | Gandhinagar | Gujarat | 382355 | Government |
| Sardar Vallabhbhai National Institute of Technology | Surat | Gujarat | 395007 | Government |
| National Institute of Pharmaceutical Education and Research | Gandhinagar | Gujarat | 382355 | Government |
| Maharaja Sayajirao University of Baroda | Vadodara | Gujarat | 390002 | Government |
| L. M. College of Pharmacy | Ahmedabad | Gujarat | 380009 | Government |
| Anand Agricultural University | Anand | Gujarat | 388001 | Government |
| Footwear Design & Development Institute | Bharuch | Gujarat | 393002 | Government |
| Shree Manibhai Virani & Smt. Navalben Virani Science College | Rajkot | Gujarat | 360005 | Private |
| Anand Pharmacy College | Anand | Gujarat | 388001 | PRIVATE |
| Bhavan’s Shree A. K. Doshi Mahila College | Jamnagar | Gujarat | 361008 | PRIVATE |
| Charutar Vidya Mandal’s Sardar Gunj Merchantile Co-op Bank Limited (Anand) English Medium College of Commerce and Management | Anand | Gujarat | 388120 | PRIVATE |
| L.D. Arts College | Ahmedabad | Gujarat | 380009 | GOVERNMENT |
| M. B. Patel College of Education | Anand | Gujarat | 388120 | Private |
| Nalini-Arvind and T. V. Patel Arts College | Anand | Gujarat | 388120 | Private |
| Narmada College of Science and Commerce | Bharuch | Gujarat | 392011 | Private |
| P.T. Sarvajanik College of Science | Surat | Gujarat | 395001 | Private |
| Sarvajanik Education Society V. T. Choksi Sarvajanik College of Education | Surat | Gujarat | 395007 | Private |
| St. Xavier’s College | Ahmedabad | Gujarat | 380009 | Private |
| Shri Gosar Hansraj Gosrani Commerce | Jamnagar | Gujarat | 361004 | Private |
| Uma Arts and Nathiba Commerce Mahila College | Gandhinagar | Gujarat | 382023 | Private |
| Vidyamandir Society’s Z. F. Wadia Women | Surat | Gujarat | 395001 | Private |
| Marwadi Education Foundation | Rajkot | Gujarat | 360003 | Private |
| M. P. Arts and M. H. Commerce College for Women | Ahmedabad | Gujarat | 380022 | Private |
| M. G. Science Institute | Ahmedabad | Gujarat | 380009 | Private |
| Dharmsinh Desai University | Kheda | Gujarat | 387001 | Government |
| Gujarat University | Ahmedabad | Gujarat | 380009 | Government |
| Junagadh Agricultural University | Junagadh | Gujarat | 362001 | Government |
| Navsari Agricultural University | Navsari | Gujarat | 396450 | Government |
| The National Institute of Design (NID)-Ahmedabad | Ahmedabad | Gujarat | 380007 | Government |
| The National Institute of Design (NID) -Gandhinagar | Gandhinagar | Gujarat | 382009 | Government |
| B. K MODY GOVERNMENT PHARMACY COLLEGE | RAJKOT | Gujarat | 360003 | Government |
| Birla Vishvakarma Mahavidhyalaya Engineering College | Anand | Gujarat | 388120 | Government |
| K. B. Institute of Pharmaceutical Education and Research | Gandhinagar | Gujarat | 382023 | Private |
| Indian Institute of Management Ahmedabad | Ahmedabad | Gujarat | 380015 | Government |
| Nirma University | Gandhinagar | Gujarat | 382481 | Private |
| Institute of Rural Management | Anand | Gujarat | 388001 | Private |
| NIFT – Gandhinagar | Gandhinagar | Gujarat | 382007 | Government |
| National Institute of Technology | Surat | Gujarat | 395007 | Government |
| G.H. Patel College of Engineering & Technology | ANAND | Gujarat | 388120 | Private |
| INSTITUTE OF TECHNOLOGY, NIRMA UNIVERSITY | AHMEDNAGAR | Gujarat | 382481 | Private |
| KIET Group of Institutes | Ghaziabad | Gujarat | 201206 | Private |
| MICA | AHMEDABAD | Gujarat | 380058 | Private |
| PARUL INSTITUTE OF ENGINEERING & TECHNOLOGY | GANDHINAGAR | Gujarat | 391760 | Private |
| SARVAJANIK COLLEGE OF ENGINEERING & TECHNOLOGY | Surat | Gujarat | 395001 | Private |
| Sharoff S. R. Rotary Institute of Chemical Technology | Bharuch | Gujarat | 393135 | Private |
| Shree Dhanvantary Pharmacy College | SURAT | Gujarat | 394110 | Private |
| Institute of Infrastructure, Technology, Research and Management- Ahmedabad | Ahmedabad | Gujarat | 380026 | Government |
| Delhi Institute of Hotel Management Lajpat Nagar New Delhi | South Delhi | Gujarat | 110024 | Government |
| INDIAN INSTITUTE OF INFORMATION TECHNOLOGY, VADODARA | Gandhinagar | Gujarat | 382028 | Government |
| INDIAN INSTITUTE OF INFORMATION TECHNOLOGY, SURAT | Surat | Gujarat | 395007 | Government |
| NATIONAL RAIL AND TRANSPORTATION INSTITUTE | Vadodara | Gujarat | 390004 | Government |
| CIPET INSTITUTE OF PLASTICS TECHNOLOGY AHMEDABAD | Ahmedabad | Gujarat | 382445 | Government |
| INSTITUTE OF HOTEL MANAGEMENT AHMEDABAD | Gandhinagar | Gujarat | 382426 | Government |
Key Features of BSCC Scheme
- Loan up to ₹4 lakh for higher education
- Applicable across India including Gujarat institutions
- Moratorium period during course duration
- Government-supported interest structure
- Covers tuition and approved academic expenses
Eligibility Criteria
- Permanent resident of Bihar
- Must have passed 10+2 or equivalent
- Admission in recognized institution
- Course must be under approved BSCC categories
Documents Required
- Aadhaar Card
- Residence Certificate of Bihar
- Academic Mark Sheets
- Admission Letter
- Fee Structure
- Income Certificate
Application Process
- Visit official BSCC portal
- Register online
- Upload documents
- Attend DRCC verification
- Track status online
Frequently Asked Questions (FAQs)
1. Can Bihar students apply for BSCC to study in Gujarat universities and colleges?
Yes, students who are permanent residents of Bihar and secure admission in recognized Gujarat institutions can apply. The course must fall under approved categories. Final approval is granted after DRCC verification.
2. What is the maximum loan amount available for studying in Gujarat under BSCC?
The scheme provides up to ₹4 lakh as an education loan. The sanctioned amount depends on the course fee structure and approved expenses. It is disbursed as per official guidelines.
3. Are both Government and Private institutions in Gujarat eligible under the scheme?
Yes, both Government and Private institutions listed above are eligible. However:
- The course must be recognized.
- The institution must comply with BSCC norms.
- Final approval is subject to verification.
4. Does the loan cover hostel and academic expenses apart from tuition fees?
The loan mainly covers tuition fees and approved academic expenses. Students should verify covered components as per scheme guidelines before final submission.
5. When does repayment begin for students studying in Gujarat?
Repayment starts after completion of the course along with the prescribed moratorium period. This allows students time to secure employment before EMI payments begin.
6. Is confirmed admission mandatory before applying under BSCC for Gujarat colleges?
Yes, admission confirmation is mandatory. Students must upload their admission letter and fee structure while applying online.
7. How can applicants track their BSCC application status?
Applicants can log into the official portal to track status updates. Notifications regarding verification and approval are available on the dashboard.
8. Are professional courses like Engineering, Law, Pharmacy, and Management covered in Gujarat?
Yes, professional and technical courses are generally covered if approved under scheme guidelines. Eligibility depends on course recognition and institutional compliance.
9. Can students apply if admission is secured through national-level entrance exams?
Yes, admissions through exams like JEE, NEET, CLAT, CAT, or other recognized tests are acceptable, provided the institution and course meet BSCC requirements.