📢 Update (June 2026): Bihar Student Credit Card (BSCC) Scheme अब सभी students के लिए 0% interest है — चाहे लड़का हो, लड़की हो, या किसी भी category का student। Kerala में eligible colleges की पूरी list नीचे देखें।
Table of Contents
- BSCC Scheme — Quick Overview
- Kerala — Eligible Colleges List
- College Eligibility कैसे Verify करें?
- BSCC Apply कैसे करें?
- FAQs
- BSCC से जुड़ी ज़रूरी Links
📋 BSCC Scheme 2026 — Quick Overview
| Feature | Details |
|---|---|
| योजना | Bihar Student Credit Card (BSCC) |
| Loan Amount | ₹4 लाख तक |
| Interest Rate | 0% (Interest-Free) — सभी categories |
| Collateral | कोई गिरवी नहीं — सरकार guarantor |
| Eligible Courses | 40+ (पूरी list देखें) |
| Valid In | All India — Kerala सहित पूरे भारत में |
| Official Portal | 7nishchay-yuvaupmission.bihar.gov.in |
| Helpline | 1800 3456 444 (Toll-Free) |
👉 BSCC Complete Guide | Eligibility Check करें
🏫 Kerala — BSCC Eligible Colleges List
नीचे Kerala में Bihar Student Credit Card Yojana के तहत approved colleges और universities की complete list है। ये institutions MNSSBY database में listed और UGC/AICTE/NMC से recognized हैं।
| Name of the College / Institution | District / City | State | Pincode | Institute Type |
|---|---|---|---|---|
| Indian Institute of Technology Palakkad (IIT Palakkad) | Palakkad | Kerala | 678623 | Central Government (Technical) |
| Indian Institute of Management Kozhikode (IIM Kozhikode) | Kozhikode | Kerala | 673570 | Central Government (Management) |
| National Institute of Technology Calicut (NIT Calicut) | Kozhikode | Kerala | 673601 | Central Government (Technical) |
| Central University of Kerala | Kasaragod | Kerala | 671316 | Central University |
| University of Kerala | Thiruvananthapuram | Kerala | 695034 | State Government University |
| Cochin University of Science and Technology (CUSAT) | Kochi | Kerala | 682022 | State Government University |
| Calicut University | Malappuram | Kerala | 673635 | State Government University |
| Kannur University | Kannur | Kerala | 670567 | State Government University |
| Mahatma Gandhi University | Kottayam | Kerala | 686560 | State Government University |
| Kerala University of Health Sciences | Thrissur | Kerala | 680596 | State Government (Medical) |
| Government Medical College, Thiruvananthapuram | Thiruvananthapuram | Kerala | 695011 | Government Medical College |
| Government Medical College, Kozhikode | Kozhikode | Kerala | 673008 | Government Medical College |
| Government Medical College, Kottayam | Kottayam | Kerala | 686008 | Government Medical College |
| College of Engineering Trivandrum (CET) | Thiruvananthapuram | Kerala | 695016 | Government Engineering College |
| Government Engineering College Thrissur | Thrissur | Kerala | 680009 | Government Engineering College |
| TKM College of Engineering | Kollam | Kerala | 691005 | Government-Aided Engineering College |
| Amrita Vishwa Vidyapeetham | Kollam / Kochi | Kerala | 690525 | Deemed University |
| Rajagiri School of Engineering & Technology | Kochi | Kerala | 682039 | Private (AICTE Approved) |
| Federal Institute of Science and Technology (FISAT) | Angamaly | Kerala | 683577 | Private (AICTE Approved) |
👉 Full Approved Colleges List | Outside Bihar Colleges Guide
🔍 College Eligibility कैसे Verify करें?
BSCC loan apply करने से पहले college verify करना बहुत ज़रूरी है। Follow करें ये steps:
- MNSSBY Portal पर जाएं और approved college list check करें
- UGC Website या AICTE Portal पर college recognition verify करें
- Accreditation status check करें (NAAC/NBA if applicable)
- Course BSCC approved list में है या नहीं — confirm करें
- DRCC से final confirmation लें — fees pay करने से पहले
👉 DRCC Verification Process
📝 BSCC Apply कैसे करें? (Quick Steps)
- Kerala में recognized college में admission लें (verified list ऊपर देखें)
- MNSSBY Portal पर online registration करें
- BSCC option select करें → personal, academic, college details भरें
- Acknowledgment number save करें
- DRCC appointment attend करें — सभी required documents लेकर जाएं
- Bank verification → Loan sanction → Funds college को disburse
👉 Detail guide: Step-by-Step Apply Guide | Application Process
❓ FAQs — अक्सर पूछे जाने वाले सवाल
Q1: Can Bihar students apply for BSCC to study in Kerala?
Yes. Bihar domicile students can apply for BSCC if they take admission in an approved institution in Kerala and the course is eligible under MNSSBY guidelines.
Q2: Are IIT Palakkad, IIM Kozhikode, and NIT Calicut covered under BSCC?
Yes. These are Central Government institutions and are generally eligible. However, course-wise approval and DRCC verification are mandatory.
Q3: Are private and deemed universities in Kerala eligible?
Private and deemed universities may be eligible if they are recognized by statutory authorities and listed in the MNSSBY system.
Q4: What is the maximum loan amount available under BSCC?
The maximum loan amount under the Bihar Student Credit Card Scheme is ₹4 lakh, subject to approved expenses.
Q5: Is admission confirmation required before applying?
Yes. A confirmed admission letter and official fee structure are mandatory for BSCC application.
Q6: When does BSCC loan repayment start?
Repayment begins after completion of the course along with the prescribed moratorium period.
Q7: Does BSCC cover medical and engineering courses in Kerala?
Yes. Medical, engineering, management, and other professional courses are covered if pursued from approved institutions.
Q8: How can students verify college eligibility?
Students should verify eligibility through the MNSSBY portal and confirm with their District Registration & Counseling Center (DRCC) before paying admission fees.
📚 BSCC से जुड़ी ज़रूरी जानकारी — एक ही जगह
| Topic | Link |
|---|---|
| 🏠 BSCC Main Hub | Complete Guide |
| ✅ Eligibility | Check Eligibility |
| 📝 Application Process | How to Apply |
| 📚 Courses Covered | 40+ Courses List |
| 💰 Financial Assistance | Loan Details |
| 🏫 Approved Colleges | College List |
| 🔍 DRCC Process | DRCC Guide |
| 🔧 Rejected? Solutions | Fix & Reapply |
| ⏳ Bank Delay? | What to Do |
| 📊 EMI & Repayment | EMI Rules 2026 |
| 🆚 BSCC vs Scholarship | Comparison |
| ❓ FAQs | सवाल-जवाब |
Published by MeriShiksha — India's trusted education companion। Last Updated: June 2, 2026
