The Bihar Student Credit Card Yojana (BSCC) is an education loan scheme launched by the Government of Bihar to support students pursuing higher education across India. Students who are permanent residents of Bihar and secure admission in approved institutions located in Madhya Pradesh can apply for financial assistance under this scheme.
Madhya Pradesh is home to several prestigious central universities, IITs, IIMs, medical colleges, engineering institutes, and state universities. However, loan approval under BSCC is strictly subject to institutional and course eligibility, verified through the MNSSBY portal and the District Registration & Counseling Center (DRCC).
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About Bihar Student Credit Card Yojana (BSCC)
The Bihar Student Credit Card Scheme provides education loans of up to ₹4 lakh to eligible students of Bihar for pursuing professional, technical, and general degree courses from approved institutions across India. The scheme aims to reduce financial constraints and improve access to quality higher education.
Eligible College List in Madhya Pradesh
Below is a list of major colleges and institutions in Madhya Pradesh that are generally considered eligible under the BSCC scheme. Final approval is subject to MNSSBY listing and DRCC verification at the time of application.
| Name of the College / Institution | District / City | State | Pincode | Institute Type |
|---|---|---|---|---|
| Indian Institute of Technology Indore (IIT Indore) | Indore | Madhya Pradesh | 453552 | Central Government (Technical) |
| Indian Institute of Management Indore (IIM Indore) | Indore | Madhya Pradesh | 453556 | Central Government (Management) |
| All India Institute of Medical Sciences (AIIMS) Bhopal | Bhopal | Madhya Pradesh | 462020 | Central Government (Medical) |
| Maulana Azad National Institute of Technology (MANIT) | Bhopal | Madhya Pradesh | 462003 | Central Government (Technical) |
| University of Delhi (South Campus – MP students eligible) | — | Madhya Pradesh | — | — |
| Rani Durgavati Vishwavidyalaya | Jabalpur | Madhya Pradesh | 482001 | State Government University |
| Devi Ahilya Vishwavidyalaya | Indore | Madhya Pradesh | 452001 | State Government University |
| Barkatullah University | Bhopal | Madhya Pradesh | 462026 | State Government University |
| Rajiv Gandhi Proudyogiki Vishwavidyalaya (RGPV) | Bhopal | Madhya Pradesh | 462033 | State Technical University |
| Atal Bihari Vajpayee Indian Institute of Information Technology & Management (IIITM) | Gwalior | Madhya Pradesh | 474015 | Government (IT & Management) |
| Government Engineering College, Jabalpur | Jabalpur | Madhya Pradesh | 482011 | Government Engineering College |
| LNCT Group of Colleges | Bhopal | Madhya Pradesh | 462022 | Private (AICTE Approved) |
| Amity University Gwalior | Gwalior | Madhya Pradesh | 474005 | Private University |
Note: Madhya Pradesh has a large number of affiliated and private colleges. Only institutions and specific courses listed in the MNSSBY database are eligible for BSCC loan approval.
Key Features of BSCC Scheme
- Education loan up to ₹4 lakh
- Applicable for approved institutions across India
- Moratorium period during course duration
- Interest support by the Government of Bihar
- Covers tuition fees and approved academic expenses
Eligibility Criteria
- Applicant must be a permanent resident of Bihar
- Must have passed 10+2 or equivalent qualification
- Admission must be in a recognized and BSCC-approved institution
- Course must fall under approved BSCC categories
Documents Required
- Aadhaar Card
- Bihar Residence Certificate
- 10th & 12th Mark Sheets
- Admission Letter
- Official Fee Structure
- Income Certificate
- Passport-size Photographs
How to Apply for BSCC
- Visit the official MNSSBY / BSCC portal.
- Complete online registration.
- Fill personal, academic, and admission details.
- Upload required documents.
- Visit the District Registration & Counseling Center (DRCC) for verification.
- Track application status online.
Frequently Asked Questions (FAQs)
1. Can Bihar students study in Madhya Pradesh under BSCC?
Yes, Bihar students can pursue higher education in Madhya Pradesh under BSCC if the institution and course are approved and verified by DRCC.
2. What is the maximum loan amount available?
The maximum loan amount under BSCC is ₹4 lakh, subject to course fees and scheme guidelines.
3. Are private universities in Madhya Pradesh eligible?
Private universities may be eligible if they are recognized by statutory bodies and listed in the MNSSBY system.
4. Are engineering, medical, and management courses covered?
Yes, professional and technical courses are covered if pursued from approved institutions.
5. When does loan repayment start?
Repayment starts after course completion along with the prescribed moratorium period.
6. Is admission confirmation required before applying?
Yes, a confirmed admission letter is mandatory before applying for BSCC.