The Bihar Student Credit Card Yojana (BSCC) is an education loan scheme launched by the Government of Bihar to support students pursuing higher education across India. Students who are permanent residents of Bihar and secure admission in approved institutions located in Maharashtra are eligible to apply for financial assistance under this scheme.
Maharashtra is one of India’s largest education hubs, home to premier institutes such as IITs, IIMs, central universities, medical colleges, engineering institutes, and reputed private universities. However, under BSCC, loan approval depends strictly on institutional and course eligibility, verified through the MNSSBY portal and DRCC.
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About Bihar Student Credit Card Yojana (BSCC)
The Bihar Student Credit Card Scheme provides education loans of up to ₹4 lakh to eligible students of Bihar for pursuing professional, technical, and general degree courses from approved institutions across India. The scheme aims to reduce financial constraints and improve access to higher education.
Eligible College List in Maharashtra
Below is a list of major colleges and institutions in Maharashtra that are generally considered eligible under the BSCC scheme. Final approval is subject to MNSSBY listing and verification at the District Registration & Counseling Center (DRCC).
| Name of the College / Institution | District / City | State | Pincode | Institute Type |
|---|---|---|---|---|
| Indian Institute of Technology Bombay (IIT Bombay) | Mumbai | Maharashtra | 400076 | Central Government (Technical) |
| Indian Institute of Management Nagpur (IIM Nagpur) | Nagpur | Maharashtra | 441108 | Central Government (Management) |
| Tata Institute of Social Sciences (TISS) | Mumbai | Maharashtra | 400088 | Deemed University (Government-supported) |
| University of Mumbai | Mumbai | Maharashtra | 400098 | State Government University |
| Savitribai Phule Pune University | Pune | Maharashtra | 411007 | State Government University |
| Dr. Babasaheb Ambedkar Marathwada University | Aurangabad | Maharashtra | 431004 | State Government University |
| Symbiosis International (Deemed University) | Pune | Maharashtra | 412115 | Private / Deemed University |
| NMIMS University | Mumbai | Maharashtra | 400056 | Private / Deemed University |
| College of Engineering Pune (COEP) | Pune | Maharashtra | 411005 | Government Engineering College |
| All India Institute of Medical Sciences (AIIMS) Nagpur | Nagpur | Maharashtra | 441108 | Central Government (Medical) |
| Government Medical College, Nagpur | Nagpur | Maharashtra | 440003 | State Government (Medical) |
| Government College of Engineering, Aurangabad | Aurangabad | Maharashtra | 431005 | Government Engineering College |
Note: Maharashtra has hundreds of affiliated and private colleges. Only those institutions and specific courses listed in the MNSSBY database are eligible for BSCC loan approval.
Key Features of BSCC Scheme
- Education loan up to ₹4 lakh
- Applicable for approved institutions across India
- Moratorium period during course duration
- Interest support by the Government of Bihar
- Covers tuition fees and approved academic expenses
Eligibility Criteria
- Applicant must be a permanent resident of Bihar
- Must have passed 10+2 or equivalent qualification
- Admission must be in a recognized and BSCC-approved institution
- Course must fall under approved BSCC categories
Documents Required
- Aadhaar Card
- Bihar Residence Certificate
- 10th & 12th Mark Sheets
- Admission Letter
- Official Fee Structure
- Income Certificate
- Passport-size Photographs
How to Apply for BSCC
- Visit the official MNSSBY / BSCC portal.
- Complete online registration.
- Fill personal, academic, and admission details.
- Upload required documents.
- Visit the District Registration & Counseling Center (DRCC) for verification.
- Track application status online.
Frequently Asked Questions (FAQs)
1. Can Bihar students study in Maharashtra under BSCC?
Yes, Bihar students can pursue higher education in Maharashtra under BSCC if the institution and course are approved and verified by DRCC.
2. What is the maximum loan amount available?
The maximum loan amount under BSCC is ₹4 lakh, subject to course fees and scheme guidelines.
3. Are private universities in Maharashtra eligible?
Private universities may be eligible if they are recognized by statutory bodies and listed in the MNSSBY system.
4. Are professional courses like engineering, management, and medical covered?
Yes, professional and technical courses are covered if pursued from approved institutions.
5. When does loan repayment start?
Repayment starts after course completion along with the prescribed moratorium period.
6. Is admission confirmation required before applying?
Yes, a confirmed admission letter is mandatory before applying for BSCC.