The Bihar Student Credit Card Yojana (BSCC) is a flagship education loan scheme of the Government of Bihar aimed at supporting students in pursuing higher education across India. Students who are permanent residents of Bihar and secure admission in approved institutions located in Manipur can apply for financial assistance under this scheme.
Manipur is home to several central universities, technical institutes, medical colleges, and government-funded institutions. However, loan approval under BSCC is strictly subject to institutional and course eligibility as verified through the MNSSBY portal and DRCC.
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About Bihar Student Credit Card Yojana (BSCC)
The Bihar Student Credit Card Scheme provides education loans of up to ₹4 lakh to eligible students of Bihar for pursuing professional, technical, and general higher education courses. The objective is to reduce financial barriers and promote access to quality education nationwide.
Eligible College List in Manipur
Below is a list of major colleges and institutions in Manipur that are generally considered eligible under the BSCC scheme. Final approval is subject to MNSSBY listing and DRCC verification at the time of application.
| Name of the College / Institution | District Name | State | Pincode | Institute Type |
|---|---|---|---|---|
| Manipur University | Imphal West | Manipur | 795003 | Central University (Government) |
| National Institute of Technology Manipur (NIT Manipur) | Imphal West | Manipur | 795004 | Government (Technical) |
| Regional Institute of Medical Sciences (RIMS) | Imphal West | Manipur | 795004 | Government (Medical) |
| Central Agricultural University (Imphal Campus) | Imphal East | Manipur | 795004 | Central University (Agriculture) |
| Dhanamanjuri University | Imphal West | Manipur | 795001 | State Government University |
| Manipur Technical University | Imphal East | Manipur | 795004 | State Government (Technical) |
| Manipur Institute of Technology | Imphal East | Manipur | 795004 | Government Engineering College |
| IIIT Manipur | Imphal West | Manipur | 795004 | Government (IT & Engineering) |
Note: The above list includes major government and central institutions. Some affiliated colleges and private institutions may also be eligible if listed in the MNSSBY database and approved by DRCC.
Key Features of BSCC Scheme
- Education loan up to ₹4 lakh
- Applicable for approved institutions across India
- No repayment during course period (moratorium available)
- Interest support by Government of Bihar
- Covers tuition fees and approved academic expenses
Eligibility Criteria
- Applicant must be a permanent resident of Bihar
- Must have passed 10+2 or equivalent qualification
- Admission must be in a recognized and BSCC-approved institution
- Course must fall under approved BSCC categories
Documents Required
- Aadhaar Card
- Bihar Residence Certificate
- 10th & 12th Mark Sheets
- Admission Letter
- Official Fee Structure
- Income Certificate
- Passport-size Photographs
How to Apply for BSCC
- Visit the official MNSSBY / BSCC portal.
- Complete online registration.
- Fill in personal, academic, and admission details.
- Upload required documents.
- Visit your District Registration & Counseling Center (DRCC) for verification.
- Track application status online.
Frequently Asked Questions (FAQs)
1. Can Bihar students study in Manipur under the BSCC scheme?
Yes, Bihar students can pursue higher education in Manipur under BSCC, provided the institution and course are approved and verified by DRCC.
2. What is the maximum loan amount under BSCC?
The maximum loan amount available under BSCC is ₹4 lakh, subject to course fees and approved expenses.
3. Are medical and engineering courses in Manipur covered?
Yes, professional courses such as medical, engineering, agriculture, and IT are covered if pursued from approved institutions.
4. Is admission confirmation required before applying?
Yes, a confirmed admission letter is mandatory before applying for the BSCC loan.
5. When does loan repayment start?
Repayment starts after completion of the course along with the prescribed moratorium period.
6. Are private colleges in Manipur eligible under BSCC?
Private colleges may be eligible if they are recognized and listed in the MNSSBY system. Final eligibility is confirmed during DRCC verification.