Eligible list of colleges under Bihar Student Credit Card Yojana in Meghalaya

Yes. Students who are permanent residents of Bihar can apply for the Bihar Student Credit Card Yojana (BSCC) if they secure admission in an approved college or institution located in Meghalaya. The institution and the specific course must be listed or approved under the MNSSBY database. Final approval is granted only after successful document verification at the District Registration & Counseling Center (DRCC).

No. Not all colleges or universities in Meghalaya are automatically eligible. BSCC approval is based on both institution eligibility and course eligibility. Even if a college is recognized by UGC, AICTE, or another statutory body, the loan will be sanctioned only if the institution and course are approved under the MNSSBY/BSCC guidelines and verified by DRCC.

Under the BSCC scheme, eligible students can avail an education loan of up to ₹4 lakh. The sanctioned amount depends on the course fee structure and approved academic expenses. The loan generally covers tuition fees, examination fees, books, equipment, and other permissible academic costs within the approved limit.

Yes. Professional and technical courses such as Engineering, Management (MBA), Medical, Nursing, IT, and other approved programs are covered under BSCC, provided they are pursued from recognized and BSCC-approved institutions in Meghalaya. Course recognition by authorities like AICTE, NMC, PCI, or UGC is mandatory, and final eligibility is confirmed during DRCC verification.

Private colleges and universities may be eligible under the BSCC scheme if they are recognized by statutory authorities and listed in the MNSSBY system. However, approval is not automatic. Students must verify both the institution and the course before confirming admission, as DRCC verification determines final eligibility.

Yes. A confirmed admission is mandatory before applying for BSCC. Students must upload their admission letter and official fee structure during the online application process. Applications without valid admission proof are not accepted and may be rejected during verification.

Repayment of the BSCC loan starts after completion of the course along with the prescribed moratorium period. This provides students sufficient time to complete their education and secure employment before EMI repayment begins. The repayment schedule is structured to minimize financial burden on fresh graduates.

Students can verify college eligibility by checking the official MNSSBY portal, searching the institution name in the approved list, and confirming statutory recognition (UGC/AICTE/NMC, etc.). For final confirmation, students should consult their respective District Registration & Counseling Center (DRCC) before paying admission fees.