The Bihar Student Credit Card Yojana (BSCC) is an education loan scheme launched by the Government of Bihar to support students pursuing higher education across India. Students who are permanent residents of Bihar and secure admission in approved institutions located in Meghalaya can apply for financial assistance under this scheme.
Meghalaya is home to several reputed central institutions, state universities, medical colleges, engineering institutes, and well-known private colleges. However, under BSCC, loan approval strictly depends on institutional and course eligibility, as verified through the MNSSBY portal and the District Registration & Counseling Center (DRCC).
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About Bihar Student Credit Card Yojana (BSCC)
The Bihar Student Credit Card Scheme provides education loans of up to ₹4 lakh to eligible students of Bihar for pursuing professional, technical, and general degree courses from approved institutions across India. The scheme aims to reduce financial barriers and promote higher education.
Eligible Colleges & Institutes Under BSCC in Meghalaya
Below is a comprehensive list of major colleges and institutions in Meghalaya that are generally considered eligible under the Bihar Student Credit Card Scheme. Final eligibility is confirmed only after MNSSBY listing and DRCC verification.
| Name of the College / Institution | District / City | State | Pincode | Institute Type |
|---|---|---|---|---|
| North Eastern Hill University (NEHU) | Shillong | Meghalaya | 793022 | Central University |
| National Institute of Technology Meghalaya (NIT Meghalaya) | Shillong | Meghalaya | 793003 | Central Government (Technical) |
| Indian Institute of Management Shillong (IIM Shillong) | Shillong | Meghalaya | 793018 | Central Government (Management) |
| North Eastern Indira Gandhi Regional Institute of Health & Medical Sciences (NEIGRIHMS) | Shillong | Meghalaya | 793018 | Central Government (Medical) |
| Shillong College | Shillong | Meghalaya | 793003 | Government College |
| Lady Keane College | Shillong | Meghalaya | 793001 | Government College |
| Captain Williamson Sangma State University | Tura | Meghalaya | 794001 | State Government University |
| St. Anthony’s College | Shillong | Meghalaya | 793001 | Private (UGC Recognized) |
| St. Edmund’s College | Shillong | Meghalaya | 793003 | Private (UGC Recognized) |
| Don Bosco College | Shillong | Meghalaya | 793003 | Private (UGC Recognized) |
| Martin Luther Christian University | Shillong | Meghalaya | 793014 | Private University |
Important Disclaimer:
The Bihar Student Credit Card Yojana (BSCC) is approved on an institution-and-course basis.
While this page lists major colleges and institutes in Meghalaya, final eligibility is confirmed only through the MNSSBY portal and DRCC verification.
Students must verify their specific course before paying admission fees.
Key Features of BSCC
- Education loan up to ₹4 lakh
- Applicable for approved colleges across India
- Moratorium period during course duration
- Interest subsidy supported by Government of Bihar
- Covers tuition fees and approved academic expenses
Eligibility Criteria
- Applicant must be a permanent resident of Bihar
- Must have passed 10+2 or equivalent qualification
- Admission must be in a recognized and BSCC-approved institution
- Course must fall under BSCC approved categories
Documents Required
- Aadhaar Card
- Bihar Residence Certificate
- 10th & 12th Mark Sheets
- Admission Letter
- Official Fee Structure
- Income Certificate
- Passport-size Photographs
How to Apply for BSCC
- Visit the official MNSSBY / BSCC portal.
- Complete online registration.
- Fill personal, academic, and admission details.
- Upload required documents.
- Visit DRCC for verification.
- Track application status online.
Frequently Asked Questions (FAQs)
1. Can students from Bihar apply for the Bihar Student Credit Card Scheme to study in Meghalaya?
Yes. Students who are permanent residents of Bihar can apply for the Bihar Student Credit Card Yojana (BSCC) if they secure admission in an approved college or institution located in Meghalaya. The institution and the specific course must be listed or approved under the MNSSBY database. Final approval is granted only after successful document verification at the District Registration & Counseling Center (DRCC).
2. Is every college or university in Meghalaya automatically eligible under BSCC?
No. Not all colleges or universities in Meghalaya are automatically eligible. BSCC approval is based on both institution eligibility and course eligibility. Even if a college is recognized by UGC, AICTE, or another statutory body, the loan will be sanctioned only if the institution and course are approved under the MNSSBY/BSCC guidelines and verified by DRCC.
3. What is the maximum loan amount available under the Bihar Student Credit Card Scheme?
Under the BSCC scheme, eligible students can avail an education loan of up to ₹4 lakh. The sanctioned amount depends on the course fee structure and approved academic expenses. The loan generally covers tuition fees, examination fees, books, equipment, and other permissible academic costs within the approved limit.
4. Are professional courses like engineering, management, medical, and nursing in Meghalaya covered under BSCC?
Yes. Professional and technical courses such as Engineering, Management (MBA), Medical, Nursing, IT, and other approved programs are covered under BSCC, provided they are pursued from recognized and BSCC-approved institutions in Meghalaya. Course recognition by authorities like AICTE, NMC, PCI, or UGC is mandatory, and final eligibility is confirmed during DRCC verification.
5. Are private colleges and universities in Meghalaya eligible for BSCC loans?
Private colleges and universities may be eligible under the BSCC scheme if they are recognized by statutory authorities and listed in the MNSSBY system. However, approval is not automatic. Students must verify both the institution and the course before confirming admission, as DRCC verification determines final eligibility.
6. Is it mandatory to secure admission before applying for the Bihar Student Credit Card Scheme?
Yes. A confirmed admission is mandatory before applying for BSCC. Students must upload their admission letter and official fee structure during the online application process. Applications without valid admission proof are not accepted and may be rejected during verification.
7. When does the repayment of the BSCC loan start?
Repayment of the BSCC loan starts after completion of the course along with the prescribed moratorium period. This provides students sufficient time to complete their education and secure employment before EMI repayment begins. The repayment schedule is structured to minimize financial burden on fresh graduates.
8. How can students verify whether their chosen college in Meghalaya is approved under BSCC?
Students can verify college eligibility by checking the official MNSSBY portal, searching the institution name in the approved list, and confirming statutory recognition (UGC/AICTE/NMC, etc.). For final confirmation, students should consult their respective District Registration & Counseling Center (DRCC) before paying admission fees.