📢 Update (June 2026): Bihar Student Credit Card (BSCC) Scheme अब सभी students के लिए 0% interest है — चाहे लड़का हो, लड़की हो, या किसी भी category का student। Mizoram में eligible colleges की पूरी list नीचे देखें।
Table of Contents
- BSCC Scheme — Quick Overview
- Mizoram — Eligible Colleges List
- College Eligibility कैसे Verify करें?
- BSCC Apply कैसे करें?
- FAQs
- BSCC से जुड़ी ज़रूरी Links
📋 BSCC Scheme 2026 — Quick Overview
| Feature | Details |
|---|---|
| योजना | Bihar Student Credit Card (BSCC) |
| Loan Amount | ₹4 लाख तक |
| Interest Rate | 0% (Interest-Free) — सभी categories |
| Collateral | कोई गिरवी नहीं — सरकार guarantor |
| Eligible Courses | 40+ (पूरी list देखें) |
| Valid In | All India — Mizoram सहित पूरे भारत में |
| Official Portal | 7nishchay-yuvaupmission.bihar.gov.in |
| Helpline | 1800 3456 444 (Toll-Free) |
👉 BSCC Complete Guide | Eligibility Check करें
🏫 Mizoram — BSCC Eligible Colleges List
नीचे Mizoram में Bihar Student Credit Card Yojana के तहत approved colleges और universities की complete list है। ये institutions MNSSBY database में listed और UGC/AICTE/NMC से recognized हैं।
| Name of the College / Institution | District Name | State | Pincode | Institute Type |
|---|---|---|---|---|
| Mizoram University | Aizawl | Mizoram | 796004 | Government |
| Pachhunga University College | Aizawl | Mizoram | 796001 | Government |
| National Institute of Technology Mizoram (NIT Mizoram) | Aizawl | Mizoram | 796012 | Government |
| School of Engineering & Technology, Mizoram University | Aizawl | Mizoram | 796004 | Government |
| Regional Institute of Paramedical & Nursing Sciences | Aizawl | Mizoram | 796014 | Government |
| College of Veterinary Sciences & Animal Husbandry | Aizawl | Mizoram | 796014 | Government |
| Mizoram Polytechnic | Lunglei | Mizoram | 796701 | Government |
👉 Full Approved Colleges List | Outside Bihar Colleges Guide
🔍 College Eligibility कैसे Verify करें?
BSCC loan apply करने से पहले college verify करना बहुत ज़रूरी है। Follow करें ये steps:
- MNSSBY Portal पर जाएं और approved college list check करें
- UGC Website या AICTE Portal पर college recognition verify करें
- Accreditation status check करें (NAAC/NBA if applicable)
- Course BSCC approved list में है या नहीं — confirm करें
- DRCC से final confirmation लें — fees pay करने से पहले
👉 DRCC Verification Process
📝 BSCC Apply कैसे करें? (Quick Steps)
- Mizoram में recognized college में admission लें (verified list ऊपर देखें)
- MNSSBY Portal पर online registration करें
- BSCC option select करें → personal, academic, college details भरें
- Acknowledgment number save करें
- DRCC appointment attend करें — सभी required documents लेकर जाएं
- Bank verification → Loan sanction → Funds college को disburse
👉 Detail guide: Step-by-Step Apply Guide | Application Process
❓ FAQs — अक्सर पूछे जाने वाले सवाल
Q1: Can students from Bihar apply for BSCC to study in Mizoram?
Yes, students who are permanent residents of Bihar can apply for the BSCC loan if they enrol in eligible colleges and universities in Mizoram. Final approval is granted only after DRCC and MNSSBY verification.:contentReference[oaicite:3]{index=3}
Q2: What is the maximum loan amount available under the BSCC scheme?
Under BSCC, eligible students can avail education loans of up to ₹4 lakh, depending on course fees and approved expenses.:contentReference[oaicite:4]{index=4}
Q3: Do BSCC loans cover only tuition fees?
No. In addition to tuition fees, loans may cover approved academic expenses such as books, examination fees, equipment, and certain institutional charges, subject to scheme norms.:contentReference[oaicite:5]{index=5}
Q4: Is admission confirmation mandatory before applying?
Yes, students must have a confirmed admission letter and course fee details before applying. Applications without valid admission proof may be rejected.:contentReference[oaicite:6]{index=6}
Q5: When does repayment of the BSCC loan start?
Repayment begins after the completion of the course plus the moratorium period, allowing students time to secure employment.:contentReference[oaicite:7]{index=7}
Q6: Are technical and professional courses in Mizoram covered under BSCC?
Yes. Professional, technical, and general degree courses are covered if pursued from BSCC-approved institutions.:contentReference[oaicite:8]{index=8}
📚 BSCC से जुड़ी ज़रूरी जानकारी — एक ही जगह
| Topic | Link |
|---|---|
| 🏠 BSCC Main Hub | Complete Guide |
| ✅ Eligibility | Check Eligibility |
| 📝 Application Process | How to Apply |
| 📚 Courses Covered | 40+ Courses List |
| 💰 Financial Assistance | Loan Details |
| 🏫 Approved Colleges | College List |
| 🔍 DRCC Process | DRCC Guide |
| 🔧 Rejected? Solutions | Fix & Reapply |
| ⏳ Bank Delay? | What to Do |
| 📊 EMI & Repayment | EMI Rules 2026 |
| 🆚 BSCC vs Scholarship | Comparison |
| ❓ FAQs | सवाल-जवाब |
Published by MeriShiksha — India's trusted education companion। Last Updated: June 2, 2026
