The Bihar Student Credit Card Yojana (BSCC) is an education loan scheme launched by the Government of Bihar to help students pursue higher education across India. Under this scheme, eligible students from Bihar can receive financial assistance of up to ₹4 lakh for approved courses in recognized institutions. Students who secure admission in eligible colleges or universities located in Mizoram can apply for financial support under BSCC.:contentReference[oaicite:1]{index=1}
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About Bihar Student Credit Card Yojana (BSCC)
The Bihar Student Credit Card scheme enables students from economically weaker backgrounds in Bihar to access higher education without financial hardship. It provides loans for approved technical, professional, and general degree courses, which are repayable after the completion of studies and applicable moratorium period.
Eligible College List in Mizoram
Below is the updated list of colleges and universities in Mizoram that are generally eligible under the BSCC scheme. Final eligibility and approval are confirmed only after DRCC verification and MNSSBY listing.:contentReference[oaicite:2]{index=2}
| Name of the College / Institution | District Name | State | Pincode | Institute Type |
|---|---|---|---|---|
| Mizoram University | Aizawl | Mizoram | 796004 | Government |
| Pachhunga University College | Aizawl | Mizoram | 796001 | Government |
| National Institute of Technology Mizoram (NIT Mizoram) | Aizawl | Mizoram | 796012 | Government |
| School of Engineering & Technology, Mizoram University | Aizawl | Mizoram | 796004 | Government |
| Regional Institute of Paramedical & Nursing Sciences | Aizawl | Mizoram | 796014 | Government |
| College of Veterinary Sciences & Animal Husbandry | Aizawl | Mizoram | 796014 | Government |
| Mizoram Polytechnic | Lunglei | Mizoram | 796701 | Government |
Key Features of BSCC Scheme
- Education loan up to ₹4 lakh
- Applicable to approved colleges and universities across India
- Moratorium period for repayment during and after course completion
- Covers tuition fees and approved academic expenses (books, exams, equipment)
- Interest support provided by the Government of Bihar
Eligibility Criteria
- Applicant must be a permanent resident of Bihar
- Must have passed 10+2 or equivalent qualification
- Admission must be in a recognized and BSCC-approved institution
- Course must be under BSCC approved categories
Documents Required
- Aadhaar Card
- Residence Certificate of Bihar
- 10th & 12th Mark Sheets
- Admission Letter
- Fee Structure
- Income Certificate
- Passport-size Photographs
How to Apply for BSCC
- Visit the official BSCC portal.
- Complete online registration with personal details.
- Fill in educational and admission details.
- Upload scanned copies of required documents.
- Visit your District Registration & Counseling Center (DRCC) for verification.
- Track your application status online until loan sanction.
Frequently Asked Questions (FAQs)
1. Can students from Bihar apply for BSCC to study in Mizoram?
Yes, students who are permanent residents of Bihar can apply for the BSCC loan if they enrol in eligible colleges and universities in Mizoram. Final approval is granted only after DRCC and MNSSBY verification.:contentReference[oaicite:3]{index=3}
2. What is the maximum loan amount available under the BSCC scheme?
Under BSCC, eligible students can avail education loans of up to ₹4 lakh, depending on course fees and approved expenses.:contentReference[oaicite:4]{index=4}
3. Do BSCC loans cover only tuition fees?
No. In addition to tuition fees, loans may cover approved academic expenses such as books, examination fees, equipment, and certain institutional charges, subject to scheme norms.:contentReference[oaicite:5]{index=5}
4. Is admission confirmation mandatory before applying?
Yes, students must have a confirmed admission letter and course fee details before applying. Applications without valid admission proof may be rejected.:contentReference[oaicite:6]{index=6}
5. When does repayment of the BSCC loan start?
Repayment begins after the completion of the course plus the moratorium period, allowing students time to secure employment.:contentReference[oaicite:7]{index=7}
6. Are technical and professional courses in Mizoram covered under BSCC?
Yes. Professional, technical, and general degree courses are covered if pursued from BSCC-approved institutions.:contentReference[oaicite:8]{index=8}