📢 Update (June 2026): Bihar Student Credit Card (BSCC) Scheme अब सभी students के लिए 0% interest है — चाहे लड़का हो, लड़की हो, या किसी भी category का student। Nagaland में eligible colleges की पूरी list नीचे देखें।
Table of Contents
- BSCC Scheme — Quick Overview
- Nagaland — Eligible Colleges List
- College Eligibility कैसे Verify करें?
- BSCC Apply कैसे करें?
- FAQs
- BSCC से जुड़ी ज़रूरी Links
📋 BSCC Scheme 2026 — Quick Overview
| Feature | Details |
|---|---|
| योजना | Bihar Student Credit Card (BSCC) |
| Loan Amount | ₹4 लाख तक |
| Interest Rate | 0% (Interest-Free) — सभी categories |
| Collateral | कोई गिरवी नहीं — सरकार guarantor |
| Eligible Courses | 40+ (पूरी list देखें) |
| Valid In | All India — Nagaland सहित पूरे भारत में |
| Official Portal | 7nishchay-yuvaupmission.bihar.gov.in |
| Helpline | 1800 3456 444 (Toll-Free) |
👉 BSCC Complete Guide | Eligibility Check करें
🏫 Nagaland — BSCC Eligible Colleges List
नीचे Nagaland में Bihar Student Credit Card Yojana के तहत approved colleges और universities की complete list है। ये institutions MNSSBY database में listed और UGC/AICTE/NMC से recognized हैं।
| Name of the College / Institution | District / City | State | Pincode | Institute Type |
|---|---|---|---|---|
| Nagaland University (Headquarters – Lumami) | Zunheboto | Nagaland | 798627 | Central University |
| Kohima Science College | Kohima | Nagaland | 797001 | Government College |
| Dimapur Government College | Dimapur | Nagaland | 797112 | Government College |
| Mokokchung College | Mokokchung | Nagaland | 798601 | Government College |
| Modern College | Kohima | Nagaland | 797001 | Government-Aided College |
| St. Joseph’s College (Autonomous) | Kohima | Nagaland | 797001 | Private (UGC Recognized) |
| Alder College | Kohima | Nagaland | 797001 | Private College |
| Sazolie College | Jotsoma | Nagaland | 797002 | Private College |
👉 Full Approved Colleges List | Outside Bihar Colleges Guide
🔍 College Eligibility कैसे Verify करें?
BSCC loan apply करने से पहले college verify करना बहुत ज़रूरी है। Follow करें ये steps:
- MNSSBY Portal पर जाएं और approved college list check करें
- UGC Website या AICTE Portal पर college recognition verify करें
- Accreditation status check करें (NAAC/NBA if applicable)
- Course BSCC approved list में है या नहीं — confirm करें
- DRCC से final confirmation लें — fees pay करने से पहले
👉 DRCC Verification Process
📝 BSCC Apply कैसे करें? (Quick Steps)
- Nagaland में recognized college में admission लें (verified list ऊपर देखें)
- MNSSBY Portal पर online registration करें
- BSCC option select करें → personal, academic, college details भरें
- Acknowledgment number save करें
- DRCC appointment attend करें — सभी required documents लेकर जाएं
- Bank verification → Loan sanction → Funds college को disburse
👉 Detail guide: Step-by-Step Apply Guide | Application Process
❓ FAQs — अक्सर पूछे जाने वाले सवाल
Q1: Can students from Bihar apply for the Bihar Student Credit Card Scheme to study in Nagaland?
Yes. Students who are permanent residents of Bihar can apply for the Bihar Student Credit Card Yojana (BSCC) if they secure admission in an approved college or institution located in Nagaland. The institution and the specific course must be eligible under the MNSSBY database. Final approval is provided only after successful document verification at the District Registration & Counseling Center (DRCC).
Q2: Is Nagaland University eligible under the Bihar Student Credit Card Scheme?
Yes. Nagaland University is a Central University and is generally eligible under the BSCC scheme. However, students must ensure that their specific course is covered under BSCC guidelines. Final eligibility is confirmed only after MNSSBY listing and DRCC verification.
Q3: Are government colleges in Nagaland covered under the BSCC scheme?
Government colleges in Nagaland are generally eligible under BSCC if they are recognized by statutory authorities such as UGC and are listed in the MNSSBY system. However, course-wise approval is mandatory. Students should always verify eligibility before paying admission fees.
Q4: Are private colleges and autonomous colleges in Nagaland eligible for BSCC loans?
Private and autonomous colleges in Nagaland may be eligible under the BSCC scheme if they are recognized by UGC or other competent authorities and are listed in the MNSSBY database. Eligibility depends on both the institution and the course, and final approval is granted during DRCC verification.
Q5: What is the maximum loan amount available under the Bihar Student Credit Card Scheme?
Under the BSCC scheme, eligible students can avail an education loan of up to ₹4 lakh. The sanctioned amount depends on the approved course fee structure and permissible academic expenses such as tuition fees, examination fees, books, and other academic costs.
Q6: Is it mandatory to take admission before applying for the BSCC loan?
Yes. A confirmed admission in an approved institution is mandatory before applying for the Bihar Student Credit Card Scheme. Students must upload a valid admission letter and official fee structure during the online application process. Applications without admission proof are not accepted.
Q7: When does repayment of the BSCC loan start?
Repayment of the BSCC loan starts after completion of the course along with the prescribed moratorium period. This allows students sufficient time to complete their education and secure employment before starting EMI payments, thereby reducing financial pressure.
Q8: How can students verify whether their chosen college in Nagaland is approved under BSCC?
Students can verify eligibility by checking the official MNSSBY portal, searching for their institution in the approved college list, and confirming statutory recognition (UGC/AICTE, as applicable). For final confirmation, students are strongly advised to consult their respective DRCC before paying admission fees.
📚 BSCC से जुड़ी ज़रूरी जानकारी — एक ही जगह
| Topic | Link |
|---|---|
| 🏠 BSCC Main Hub | Complete Guide |
| ✅ Eligibility | Check Eligibility |
| 📝 Application Process | How to Apply |
| 📚 Courses Covered | 40+ Courses List |
| 💰 Financial Assistance | Loan Details |
| 🏫 Approved Colleges | College List |
| 🔍 DRCC Process | DRCC Guide |
| 🔧 Rejected? Solutions | Fix & Reapply |
| ⏳ Bank Delay? | What to Do |
| 📊 EMI & Repayment | EMI Rules 2026 |
| 🆚 BSCC vs Scholarship | Comparison |
| ❓ FAQs | सवाल-जवाब |
Published by MeriShiksha — India's trusted education companion। Last Updated: June 2, 2026