The Bihar Student Credit Card Yojana (BSCC) is an education loan scheme launched by the Government of Bihar to help students pursue higher education across India without financial burden. Students from Bihar who secure admission in approved institutions located in Odisha can apply for financial assistance under this scheme.
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About Bihar Student Credit Card Yojana (BSCC)
The Bihar Student Credit Card Yojana provides education loans of up to ₹4 lakh to eligible students of Bihar for pursuing professional, technical, and higher education courses. The scheme aims to increase access to higher education and reduce financial constraints for students from economically weaker backgrounds.
Eligible College List in Odisha
| Name of the College/Institution | District Name | State | Pincode | Institute Type |
|---|---|---|---|---|
| Indian Institute of Technology Bhubaneswar | Khurda | Odisha | 752050 | Government |
| National Institute of Technology Rourkela | Sundargarh | Odisha | 769008 | Government |
| Utkal University | Khurda | Odisha | 751004 | Government |
| Berhampur University | Ganjam | Odisha | 760007 | Government |
| Fakir Mohan University | Balasore | Odisha | 756020 | Government |
| Kalinga Institute of Industrial Technology (KIIT) | Khurda | Odisha | 751024 | Private |
| SOA University (Siksha ‘O’ Anusandhan) | Khurda | Odisha | 751030 | Private |
| C.V. Raman Global University | Khurda | Odisha | 752054 | Private |
Key Features of BSCC Scheme
- Education loan up to ₹4 lakh
- Applicable for approved colleges across India
- Moratorium period during course duration
- Government-supported interest structure
- Covers tuition fees and approved academic expenses
Eligibility Criteria
- Applicant must be a permanent resident of Bihar
- Must have passed 10+2 or equivalent examination
- Admission must be in a recognized and approved institution
- Course must be covered under BSCC guidelines
Documents Required
- Aadhaar Card
- Residence Certificate of Bihar
- 10th & 12th Mark Sheets
- Admission Letter
- Fee Structure
- Income Certificate
- Passport-size Photographs
How to Apply for BSCC
- Visit the official BSCC portal.
- Complete online registration.
- Fill in personal and educational details.
- Upload required documents.
- Visit the District Registration & Counseling Center (DRCC) for verification.
- Track application status online.
Frequently Asked Questions (FAQs)
1. Can students from Bihar apply for BSCC to study in Odisha institutions?
Yes, students who are permanent residents of Bihar can apply for the BSCC loan if they secure admission in approved institutions located in Odisha. Final approval is granted after DRCC verification.
2. What is the maximum loan amount available under the BSCC scheme?
Eligible students can avail an education loan of up to ₹4 lakh. The sanctioned amount depends on the course fee structure and approved academic expenses.
3. Are government colleges in Odisha eligible under BSCC?
Yes, government institutions that are recognized and approved are eligible. Course eligibility is verified during the DRCC process.
4. Does the BSCC loan cover expenses other than tuition fees?
Yes, the loan may cover tuition fees along with approved academic expenses such as books, examination fees, and institutional charges, within the sanctioned limit.
5. When does repayment of the BSCC loan begin?
Repayment starts after course completion along with the prescribed moratorium period, allowing students time to secure employment.
6. Is admission mandatory before applying for BSCC?
Yes, confirmed admission in an approved institution is mandatory. Admission letter and fee structure must be uploaded during application.
7. How can students track their BSCC application status?
Students can log in to the official BSCC portal to check application status and receive updates regarding verification or approval.
8. Are technical and diploma courses in Odisha covered under BSCC?
Yes, technical and diploma courses are covered if they fall under approved categories. Final eligibility depends on course and institutional verification.