📢 Update (June 2026): Bihar Student Credit Card (BSCC) Scheme अब सभी students के लिए 0% interest है — चाहे लड़का हो, लड़की हो, या किसी भी category का student। Odisha में eligible colleges की पूरी list नीचे देखें।
Table of Contents
- BSCC Scheme — Quick Overview
- Odisha — Eligible Colleges List
- College Eligibility कैसे Verify करें?
- BSCC Apply कैसे करें?
- FAQs
- BSCC से जुड़ी ज़रूरी Links
📋 BSCC Scheme 2026 — Quick Overview
| Feature | Details |
|---|---|
| योजना | Bihar Student Credit Card (BSCC) |
| Loan Amount | ₹4 लाख तक |
| Interest Rate | 0% (Interest-Free) — सभी categories |
| Collateral | कोई गिरवी नहीं — सरकार guarantor |
| Eligible Courses | 40+ (पूरी list देखें) |
| Valid In | All India — Odisha सहित पूरे भारत में |
| Official Portal | 7nishchay-yuvaupmission.bihar.gov.in |
| Helpline | 1800 3456 444 (Toll-Free) |
👉 BSCC Complete Guide | Eligibility Check करें
🏫 Odisha — BSCC Eligible Colleges List
नीचे Odisha में Bihar Student Credit Card Yojana के तहत approved colleges और universities की complete list है। ये institutions MNSSBY database में listed और UGC/AICTE/NMC से recognized हैं।
| Name of the College/Institution | District Name | State | Pincode | Institute Type |
|---|---|---|---|---|
| Indian Institute of Technology Bhubaneswar | Khurda | Odisha | 752050 | Government |
| National Institute of Technology Rourkela | Sundargarh | Odisha | 769008 | Government |
| Utkal University | Khurda | Odisha | 751004 | Government |
| Berhampur University | Ganjam | Odisha | 760007 | Government |
| Fakir Mohan University | Balasore | Odisha | 756020 | Government |
| Kalinga Institute of Industrial Technology (KIIT) | Khurda | Odisha | 751024 | Private |
| SOA University (Siksha ‘O’ Anusandhan) | Khurda | Odisha | 751030 | Private |
| C.V. Raman Global University | Khurda | Odisha | 752054 | Private |
👉 Full Approved Colleges List | Outside Bihar Colleges Guide
🔍 College Eligibility कैसे Verify करें?
BSCC loan apply करने से पहले college verify करना बहुत ज़रूरी है। Follow करें ये steps:
- MNSSBY Portal पर जाएं और approved college list check करें
- UGC Website या AICTE Portal पर college recognition verify करें
- Accreditation status check करें (NAAC/NBA if applicable)
- Course BSCC approved list में है या नहीं — confirm करें
- DRCC से final confirmation लें — fees pay करने से पहले
👉 DRCC Verification Process
📝 BSCC Apply कैसे करें? (Quick Steps)
- Odisha में recognized college में admission लें (verified list ऊपर देखें)
- MNSSBY Portal पर online registration करें
- BSCC option select करें → personal, academic, college details भरें
- Acknowledgment number save करें
- DRCC appointment attend करें — सभी required documents लेकर जाएं
- Bank verification → Loan sanction → Funds college को disburse
👉 Detail guide: Step-by-Step Apply Guide | Application Process
❓ FAQs — अक्सर पूछे जाने वाले सवाल
Q1: Can students from Bihar apply for BSCC to study in Odisha institutions?
Yes, students who are permanent residents of Bihar can apply for the BSCC loan if they secure admission in approved institutions located in Odisha. Final approval is granted after DRCC verification.
Q2: What is the maximum loan amount available under the BSCC scheme?
Eligible students can avail an education loan of up to ₹4 lakh. The sanctioned amount depends on the course fee structure and approved academic expenses.
Q3: Are government colleges in Odisha eligible under BSCC?
Yes, government institutions that are recognized and approved are eligible. Course eligibility is verified during the DRCC process.
Q4: Does the BSCC loan cover expenses other than tuition fees?
Yes, the loan may cover tuition fees along with approved academic expenses such as books, examination fees, and institutional charges, within the sanctioned limit.
Q5: When does repayment of the BSCC loan begin?
Repayment starts after course completion along with the prescribed moratorium period, allowing students time to secure employment.
Q6: Is admission mandatory before applying for BSCC?
Yes, confirmed admission in an approved institution is mandatory. Admission letter and fee structure must be uploaded during application.
Q7: How can students track their BSCC application status?
Students can log in to the official BSCC portal to check application status and receive updates regarding verification or approval.
Q8: Are technical and diploma courses in Odisha covered under BSCC?
Yes, technical and diploma courses are covered if they fall under approved categories. Final eligibility depends on course and institutional verification.
📚 BSCC से जुड़ी ज़रूरी जानकारी — एक ही जगह
| Topic | Link |
|---|---|
| 🏠 BSCC Main Hub | Complete Guide |
| ✅ Eligibility | Check Eligibility |
| 📝 Application Process | How to Apply |
| 📚 Courses Covered | 40+ Courses List |
| 💰 Financial Assistance | Loan Details |
| 🏫 Approved Colleges | College List |
| 🔍 DRCC Process | DRCC Guide |
| 🔧 Rejected? Solutions | Fix & Reapply |
| ⏳ Bank Delay? | What to Do |
| 📊 EMI & Repayment | EMI Rules 2026 |
| 🆚 BSCC vs Scholarship | Comparison |
| ❓ FAQs | सवाल-जवाब |
Published by MeriShiksha — India's trusted education companion। Last Updated: June 2, 2026
