After Class 12, many students in Bihar face the same question:
“I want to study further, but how will I manage the fees?”
Government colleges have limited seats.
Private universities look promising—but also expensive.
And information around education loans is often unclear or incomplete.
To reduce this gap, the Bihar Government introduced the Bihar Student Credit Card Scheme (BSCC).
Naturally, students ask:
Is RNB Global University eligible under BSCC?
Let’s break this down clearly and honestly.
What Is the Bihar Student Credit Card Scheme (BSCC)?
The Bihar Student Credit Card Scheme is a government-backed education loan support system designed for Bihar-domiciled students.
Key Points You Should Know
- Loan support up to ₹4 lakh
- Interest paid by the Bihar Government
- Loan must be repaid by the student
- Applicable only for approved courses & institutions
- Final approval depends on district-level verification
Important:
BSCC is not free education and not a job guarantee.
It only helps reduce financial barriers.
About RNB Global University
RNB Global University is a UGC-recognized private university located in Bikaner, Rajasthan.
The university offers programs in:
- Engineering & Technology
- Management & Commerce
- Computer Applications
- Law
- Agriculture & Science
- Biotechnology
Some of these programs are considered by students applying under BSCC, subject to approval.
Is RNB Global University Eligible Under BSCC?
Short Answer: Yes — conditionally
RNB Global University can be considered under BSCC, but eligibility depends on specific conditions.
Eligibility Depends On:
✔️ The course you choose
✔️ University recognition & documents
✔️ BSCC-approved course list at the time of application
✔️ Successful district-level verification
Final approval is always given by BSCC authorities, not by the university or agents.
Which Students Can Apply Under BSCC for RNB Global University?
You may be eligible if:
- You are a permanent resident of Bihar
- You have passed Class 12 or Graduation (as required by the course)
- You receive a provisional admission letter
- Your course falls under BSCC-approved categories
- Your documents pass district verification
❌ Eligibility is not automatic and not guaranteed.
Fees & BSCC: What Students Must Understand Clearly
Many students misunderstand how BSCC works with private universities.
Important Clarity:
- BSCC covers loan amount only (up to ₹4 lakh)
- If total course fees are higher, students manage the difference
- Hostel, mess, and one-time charges must be planned carefully
- Loan disbursement follows government timelines, not university urgency
Always calculate total course cost before deciding.
Step-by-Step: How Bihar Students Apply Using BSCC
Admission & Loan Process
1-Choose course based on interest & eligibility
2-Apply for provisional admission at the university
3-Submit online BSCC application
4-Attend district-level document verification
5-Await loan approval
6-Report to campus after confirmation
Early planning helps avoid stress and delays.
Common Mistakes Students Should Avoid
❌ Believing BSCC means “free education”
❌ Taking admission without checking loan eligibility
❌ Relying only on agents or unofficial sources
❌ Ignoring repayment responsibility
❌ Choosing a course without career clarity
✔️ Good decisions come from information, not pressure.
Honest Reality Check (Very Important)
✔️ BSCC improves access to education
❌ It does not guarantee placements or salaries
✔️ Private universities can offer exposure
❌ Career outcomes depend on skills, effort, and planning
Education loans should be taken with clear understanding, not urgency.
Frequently Asked Questions (FAQs)
1. Is RNB Global University officially eligible under the Bihar Student Credit Card Scheme (BSCC)?
RNB Global University can be considered under BSCC only if the selected course is approved and all scheme conditions are fulfilled.
Eligibility is not automatic and depends on government verification.
Final approval is always given by Bihar Government authorities, not the university.
2. Does the Bihar Student Credit Card Scheme cover the full course fees at RNB Global University?
No, BSCC provides loan support up to ₹4 lakh only.
If the total course fee is higher, students must arrange the remaining amount themselves.
This includes planning for hostel, mess, and other personal expenses.
3. Is the Bihar Student Credit Card Scheme a scholarship or free education scheme?
No, BSCC is not a scholarship and does not offer free education.
It is a loan-based scheme that must be repaid after the completion of studies.
Students should clearly understand repayment responsibilities before applying.
4. Who gives the final approval for BSCC when applying to RNB Global University?
The final approval is given by district-level BSCC authorities under the Bihar Government.
Universities, counsellors, or agents cannot guarantee approval.
Document verification plays a critical role in the approval process.
5. Can Bihar students apply for RNB Global University first and then apply for BSCC?
Yes, students usually need a provisional admission letter from the university before applying for BSCC.
However, admission confirmation should always align with loan approval timelines.
Early planning helps avoid last-minute complications.
6. Is taking BSCC for a private university like RNB Global University a safe decision for Bihar students?
BSCC can reduce financial pressure, but it should be taken with full awareness.
There is no guarantee of placement or salary after graduation.
The decision should be based on course value, career goals, and repayment ability.
Conclusion: Should You Consider RNB Global University Under BSCC?
If you are a Bihar student after 12th (or graduation) and facing financial constraints,
RNB Global University + BSCC can be a practical option — when chosen thoughtfully.
Before deciding:
- Understand loan repayment
- Evaluate career scope of your course
- Avoid rushed or agent-driven decisions
A degree helps.
A well-informed decision helps more.
👉 How Meri Shiksha Can Help You
If you’re confused about:
- BSCC eligibility
- Choosing the right course
- Comparing private vs government options
👉 Read trusted guidance on Meri Shiksha:
www.merishiksha.org