The Bihar Student Credit Card Yojana (BSCC) is an education loan scheme launched by the Government of Bihar to help students pursue higher education across India without financial burden. Students from Bihar who secure admission in approved institutions located in Assam can apply for financial assistance under this scheme.
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About Bihar Student Credit Card Yojana (BSCC)
The BSCC scheme provides education loans up to ₹4 lakh to eligible students of Bihar for pursuing professional, technical, and higher education courses. The objective of the scheme is to increase higher education enrollment and reduce financial barriers for students from economically weaker families.
Eligible College List in Assam
| Name of the College/Institution | District Name | State | Pincode | Institute Type |
|---|---|---|---|---|
| Tezpur University | Sonitpur | Assam | 784028 | Government |
| Dibrugarh University | Dibrugarh | Assam | 786004 | Government |
| Gauhati University | Guwahati | Assam | 781014 | Government |
| Indian Institute of Technology Guwahati | Kamrup Metropolitan | Assam | 781039 | Government |
| National Institute of Technology Silchar | Cachar | Assam | 788010 | Government |
| Assam University | Cachar | Assam | 788011 | Government |
| Jagannath Barooah College | Jorhat | Assam | 785001 | Private |
| B. H. College | Barpeta | Assam | 781316 | PRIVATE |
| Kaliabor College | Nagaon | Assam | 782137 | Government |
| Nowgong Girls’ College | Nagaon | Assam | 782002 | Government |
| Arya Vidyapeeth College | Guwahati | Assam | 781016 | Government |
| Bajali College | Barpeta | Assam | 781325 | Government |
| Cotton College | Guwahati | Assam | 781001 | Government |
| Dibru College | Dibrugarh | Assam | 786003 | Government |
| Gurucharan College | Cachar | Assam | 788004 | Government |
| Kamrup College | Nalbari | Assam | 781306 | PRIVATE |
| Mahendra Narayan Choudhury Balika Mahavidyalaya | Nalbari | Assam | 781335 | GOVERNMENT |
| Nalbari Commerce College | Nalbari | Assam | 781335 | PRIVATE |
| Nowgong College | Nagaon | Assam | 782001 | PRIVATE |
| Sibsagar College | Sivasagar | Assam | 785665 | PRIVATE |
| Dispur College | Kamrup Metropolitan | Assam | 781006 | Private |
| National Institute of Design, Jorhat | Jorhat | assam | 785006 | Government |
| Assam Engineering College | Kamrup | Assam | 781013 | Government |
| Girijananda Chowdhury Institute of Pharmaceutical Science | Kamrup Metropolitan | Assam | 781017 | Private |
| GIRIJANANDA CHOWDHURY INSTITUTE OF MANAGEMENT & TECHNOLOGY | GUWAHATI | ASSAM | 781017 | Private |
| GIRIJANANDA CHOWDHURY INSTITUTE OF PHARMACEUTICAL SCIENCES | GUWAHATI | ASSAM | 781017 | Private |
| CENTRAL INSTITUTE OF TECHNOLOGY | Kokrajhar | Assam | 783370 | Government |
| ANANDARAM DHEKIAL PHOOKAN COLLEGE | Nagaon | Assam | 782002 | Government |
| INDIAN INSTITUTE OF INFORMATION TECHNOLOGY, GUWAHATI | Kamrup | Assam | 781015 | Government |
| INSTITUTE OF HOTEL MANAGEMENT CATERING TECHNOLOGY AND APPLIED NUTRITION | Kamrup | Assam | 781036 | Government |
| INSTITUTE OF HOTEL MANAGEMENT CATERING TECHNOLOGY AND APPLIED NUTRITION | Kamrup | Assam | 781036 | Government |
| JORHAT ENGINEERING COLLGE | Jorhat | Assam | 785007 | Government |
| FOOD CRAFT INSTITUTE NAGAON | Nagaon | Assam | 782140 | Government |
| CENTRAL INSTITUTE OF PLASTICS ENGINEERING AND TECHNOLOGY CSTS GUWAHATI | Kamrup | Assam | 781101 | Government |
Key Features of BSCC Scheme
- Loan amount up to ₹4 lakh
- Available for approved colleges across India
- Moratorium period during course duration
- Government-supported interest structure
- Covers tuition fees and approved academic expenses
Eligibility Criteria
- Applicant must be a permanent resident of Bihar
- Must have passed 10+2 or equivalent qualification
- Admission must be in a recognized and approved institution
- Course must fall under BSCC approved categories
Documents Required
- Aadhaar Card
- Residence Certificate of Bihar
- 10th & 12th Mark Sheets
- Admission Letter
- Fee Structure
- Income Certificate
- Passport-size Photographs
How to Apply for BSCC
- Visit the official BSCC portal.
- Complete online registration.
- Fill personal and educational details.
- Upload required documents.
- Visit DRCC for verification.
- Track application status online.
Frequently Asked Questions (FAQs)
1. Can students from Bihar apply for BSCC to study in Assam institutions listed above?
Yes, students who are permanent residents of Bihar can apply for the Bihar Student Credit Card loan if they secure admission in approved institutions located in Assam. The course must be recognized under BSCC guidelines. Final approval is granted after verification at the DRCC level.
2. What is the maximum loan amount available under the Bihar Student Credit Card Scheme for colleges in Assam?
Under the BSCC scheme, eligible students can avail an education loan of up to ₹4 lakh. The sanctioned amount depends on the course fee structure and approved expenses. The loan helps cover tuition fees and other academic-related costs within the prescribed limit.
3. Are central institutions like IIT Guwahati and NIT Silchar covered under the BSCC scheme?
Yes, central government institutions located in Assam are eligible under the scheme, provided the specific course falls under approved categories. Students must complete document verification before final approval.
4. Does the Bihar Student Credit Card loan cover only tuition fees or additional academic expenses as well?
The loan generally covers tuition fees along with approved academic expenses such as examination fees, books, and certain institutional charges. All expenses must fall within the sanctioned loan amount.
5. When does repayment of the BSCC loan start after completing the course?
Repayment begins after completion of the course along with the prescribed moratorium period. This allows students sufficient time to secure employment before starting EMI payments.
6. Is confirmed admission required before applying for the Bihar Student Credit Card Scheme?
Yes, confirmed admission in an approved institution is mandatory before applying. Students must upload their admission letter and fee structure during the application process.
7. How can applicants track the status of their BSCC application?
Applicants can log in to the official BSCC portal to check their application status. Updates regarding verification, approval, or pending documents are available online.
8. Are diploma and technical courses in Assam institutions eligible under the BSCC scheme?
Yes, diploma and technical courses are generally covered if they fall under the approved list of professional and technical programs under BSCC guidelines. Final approval is subject to verification.