📢 Update (June 2026): Bihar Student Credit Card (BSCC) Scheme अब सभी students के लिए 0% interest है — चाहे लड़का हो, लड़की हो, या किसी भी category का student। Assam में eligible colleges की पूरी list नीचे देखें।
Table of Contents
- BSCC Scheme — Quick Overview
- Assam — Eligible Colleges List
- College Eligibility कैसे Verify करें?
- BSCC Apply कैसे करें?
- FAQs
- BSCC से जुड़ी ज़रूरी Links
📋 BSCC Scheme 2026 — Quick Overview
| Feature | Details |
|---|---|
| योजना | Bihar Student Credit Card (BSCC) |
| Loan Amount | ₹4 लाख तक |
| Interest Rate | 0% (Interest-Free) — सभी categories |
| Collateral | कोई गिरवी नहीं — सरकार guarantor |
| Eligible Courses | 40+ (पूरी list देखें) |
| Valid In | All India — Assam सहित पूरे भारत में |
| Official Portal | 7nishchay-yuvaupmission.bihar.gov.in |
| Helpline | 1800 3456 444 (Toll-Free) |
👉 BSCC Complete Guide | Eligibility Check करें
🏫 Assam — BSCC Eligible Colleges List
नीचे Assam में Bihar Student Credit Card Yojana के तहत approved colleges और universities की complete list है। ये institutions MNSSBY database में listed और UGC/AICTE/NMC से recognized हैं।
| Name of the College/Institution | District Name | State | Pincode | Institute Type |
|---|---|---|---|---|
| Tezpur University | Sonitpur | Assam | 784028 | Government |
| Dibrugarh University | Dibrugarh | Assam | 786004 | Government |
| Gauhati University | Guwahati | Assam | 781014 | Government |
| Indian Institute of Technology Guwahati | Kamrup Metropolitan | Assam | 781039 | Government |
| National Institute of Technology Silchar | Cachar | Assam | 788010 | Government |
| Assam University | Cachar | Assam | 788011 | Government |
| Jagannath Barooah College | Jorhat | Assam | 785001 | Private |
| B. H. College | Barpeta | Assam | 781316 | PRIVATE |
| Kaliabor College | Nagaon | Assam | 782137 | Government |
| Nowgong Girls’ College | Nagaon | Assam | 782002 | Government |
| Arya Vidyapeeth College | Guwahati | Assam | 781016 | Government |
| Bajali College | Barpeta | Assam | 781325 | Government |
| Cotton College | Guwahati | Assam | 781001 | Government |
| Dibru College | Dibrugarh | Assam | 786003 | Government |
| Gurucharan College | Cachar | Assam | 788004 | Government |
| Kamrup College | Nalbari | Assam | 781306 | PRIVATE |
| Mahendra Narayan Choudhury Balika Mahavidyalaya | Nalbari | Assam | 781335 | GOVERNMENT |
| Nalbari Commerce College | Nalbari | Assam | 781335 | PRIVATE |
| Nowgong College | Nagaon | Assam | 782001 | PRIVATE |
| Sibsagar College | Sivasagar | Assam | 785665 | PRIVATE |
| Dispur College | Kamrup Metropolitan | Assam | 781006 | Private |
| National Institute of Design, Jorhat | Jorhat | assam | 785006 | Government |
| Assam Engineering College | Kamrup | Assam | 781013 | Government |
| Girijananda Chowdhury Institute of Pharmaceutical Science | Kamrup Metropolitan | Assam | 781017 | Private |
| GIRIJANANDA CHOWDHURY INSTITUTE OF MANAGEMENT & TECHNOLOGY | GUWAHATI | ASSAM | 781017 | Private |
| GIRIJANANDA CHOWDHURY INSTITUTE OF PHARMACEUTICAL SCIENCES | GUWAHATI | ASSAM | 781017 | Private |
| CENTRAL INSTITUTE OF TECHNOLOGY | Kokrajhar | Assam | 783370 | Government |
| ANANDARAM DHEKIAL PHOOKAN COLLEGE | Nagaon | Assam | 782002 | Government |
| INDIAN INSTITUTE OF INFORMATION TECHNOLOGY, GUWAHATI | Kamrup | Assam | 781015 | Government |
| INSTITUTE OF HOTEL MANAGEMENT CATERING TECHNOLOGY AND APPLIED NUTRITION | Kamrup | Assam | 781036 | Government |
| INSTITUTE OF HOTEL MANAGEMENT CATERING TECHNOLOGY AND APPLIED NUTRITION | Kamrup | Assam | 781036 | Government |
| JORHAT ENGINEERING COLLGE | Jorhat | Assam | 785007 | Government |
| FOOD CRAFT INSTITUTE NAGAON | Nagaon | Assam | 782140 | Government |
| CENTRAL INSTITUTE OF PLASTICS ENGINEERING AND TECHNOLOGY CSTS GUWAHATI | Kamrup | Assam | 781101 | Government |
👉 Full Approved Colleges List | Outside Bihar Colleges Guide
🔍 College Eligibility कैसे Verify करें?
BSCC loan apply करने से पहले college verify करना बहुत ज़रूरी है। Follow करें ये steps:
- MNSSBY Portal पर जाएं और approved college list check करें
- UGC Website या AICTE Portal पर college recognition verify करें
- Accreditation status check करें (NAAC/NBA if applicable)
- Course BSCC approved list में है या नहीं — confirm करें
- DRCC से final confirmation लें — fees pay करने से पहले
👉 DRCC Verification Process
📝 BSCC Apply कैसे करें? (Quick Steps)
- Assam में recognized college में admission लें (verified list ऊपर देखें)
- MNSSBY Portal पर online registration करें
- BSCC option select करें → personal, academic, college details भरें
- Acknowledgment number save करें
- DRCC appointment attend करें — सभी required documents लेकर जाएं
- Bank verification → Loan sanction → Funds college को disburse
👉 Detail guide: Step-by-Step Apply Guide | Application Process
❓ FAQs — अक्सर पूछे जाने वाले सवाल
Q1: Can students from Bihar apply for BSCC to study in Assam institutions listed above?
Yes, students who are permanent residents of Bihar can apply for the Bihar Student Credit Card loan if they secure admission in approved institutions located in Assam. The course must be recognized under BSCC guidelines. Final approval is granted after verification at the DRCC level.
Q2: What is the maximum loan amount available under the Bihar Student Credit Card Scheme for colleges in Assam?
Under the BSCC scheme, eligible students can avail an education loan of up to ₹4 lakh. The sanctioned amount depends on the course fee structure and approved expenses. The loan helps cover tuition fees and other academic-related costs within the prescribed limit.
Q3: Are central institutions like IIT Guwahati and NIT Silchar covered under the BSCC scheme?
Yes, central government institutions located in Assam are eligible under the scheme, provided the specific course falls under approved categories. Students must complete document verification before final approval.
Q4: Does the Bihar Student Credit Card loan cover only tuition fees or additional academic expenses as well?
The loan generally covers tuition fees along with approved academic expenses such as examination fees, books, and certain institutional charges. All expenses must fall within the sanctioned loan amount.
Q5: When does repayment of the BSCC loan start after completing the course?
Repayment begins after completion of the course along with the prescribed moratorium period. This allows students sufficient time to secure employment before starting EMI payments.
Q6: Is confirmed admission required before applying for the Bihar Student Credit Card Scheme?
Yes, confirmed admission in an approved institution is mandatory before applying. Students must upload their admission letter and fee structure during the application process.
Q7: How can applicants track the status of their BSCC application?
Applicants can log in to the official BSCC portal to check their application status. Updates regarding verification, approval, or pending documents are available online.
Q8: Are diploma and technical courses in Assam institutions eligible under the BSCC scheme?
Yes, diploma and technical courses are generally covered if they fall under the approved list of professional and technical programs under BSCC guidelines. Final approval is subject to verification.
📚 BSCC से जुड़ी ज़रूरी जानकारी — एक ही जगह
| Topic | Link |
|---|---|
| 🏠 BSCC Main Hub | Complete Guide |
| ✅ Eligibility | Check Eligibility |
| 📝 Application Process | How to Apply |
| 📚 Courses Covered | 40+ Courses List |
| 💰 Financial Assistance | Loan Details |
| 🏫 Approved Colleges | College List |
| 🔍 DRCC Process | DRCC Guide |
| 🔧 Rejected? Solutions | Fix & Reapply |
| ⏳ Bank Delay? | What to Do |
| 📊 EMI & Repayment | EMI Rules 2026 |
| 🆚 BSCC vs Scholarship | Comparison |
| ❓ FAQs | सवाल-जवाब |
Published by MeriShiksha — India's trusted education companion। Last Updated: June 2, 2026