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Eligible list of colleges under Bihar Student Credit Card Yojana in Assam.

Issue: 25 Feb 2026

📢 Update (June 2026): Bihar Student Credit Card (BSCC) Scheme अब सभी students के लिए 0% interest है — चाहे लड़का हो, लड़की हो, या किसी भी category का student। Assam में eligible colleges की पूरी list नीचे देखें।

Table of Contents


📋 BSCC Scheme 2026 — Quick Overview

Feature Details
योजनाBihar Student Credit Card (BSCC)
Loan Amount₹4 लाख तक
Interest Rate0% (Interest-Free) — सभी categories
Collateralकोई गिरवी नहीं — सरकार guarantor
Eligible Courses40+ (पूरी list देखें)
Valid InAll India — Assam सहित पूरे भारत में
Official Portal7nishchay-yuvaupmission.bihar.gov.in
Helpline1800 3456 444 (Toll-Free)
2026 Update: पहले boys को 4% interest लगता था — अब सभी students को 0% interest। Bihar के बाहर Assam में भी BSCC loan valid है!
👉 BSCC Complete Guide | Eligibility Check करें

🏫 Assam — BSCC Eligible Colleges List

नीचे Assam में Bihar Student Credit Card Yojana के तहत approved colleges और universities की complete list है। ये institutions MNSSBY database में listed और UGC/AICTE/NMC से recognized हैं।

Name of the College/Institution District Name State Pincode Institute Type
Tezpur UniversitySonitpurAssam784028Government
Dibrugarh UniversityDibrugarhAssam786004Government
Gauhati UniversityGuwahatiAssam781014Government
Indian Institute of Technology GuwahatiKamrup MetropolitanAssam781039Government
National Institute of Technology SilcharCacharAssam788010Government
Assam UniversityCacharAssam788011Government
Jagannath Barooah CollegeJorhatAssam785001Private
B. H. CollegeBarpetaAssam781316PRIVATE
Kaliabor CollegeNagaonAssam782137Government
Nowgong Girls’ CollegeNagaonAssam782002Government
Arya Vidyapeeth CollegeGuwahatiAssam781016Government
Bajali CollegeBarpetaAssam781325Government
Cotton CollegeGuwahatiAssam781001Government
Dibru CollegeDibrugarhAssam786003Government
Gurucharan CollegeCacharAssam788004Government
Kamrup CollegeNalbariAssam781306PRIVATE
Mahendra Narayan Choudhury Balika MahavidyalayaNalbariAssam781335GOVERNMENT
Nalbari Commerce CollegeNalbariAssam781335PRIVATE
Nowgong CollegeNagaonAssam782001PRIVATE
Sibsagar CollegeSivasagarAssam785665PRIVATE
Dispur CollegeKamrup MetropolitanAssam781006Private
National Institute of Design, JorhatJorhatassam785006Government
Assam Engineering CollegeKamrupAssam781013Government
Girijananda Chowdhury Institute of Pharmaceutical ScienceKamrup MetropolitanAssam781017Private
GIRIJANANDA CHOWDHURY INSTITUTE OF MANAGEMENT & TECHNOLOGYGUWAHATIASSAM781017Private
GIRIJANANDA CHOWDHURY INSTITUTE OF PHARMACEUTICAL SCIENCESGUWAHATIASSAM781017Private
CENTRAL INSTITUTE OF TECHNOLOGYKokrajharAssam783370Government
ANANDARAM DHEKIAL PHOOKAN COLLEGENagaonAssam782002Government
INDIAN INSTITUTE OF INFORMATION TECHNOLOGY, GUWAHATIKamrupAssam781015Government
INSTITUTE OF HOTEL MANAGEMENT CATERING TECHNOLOGY AND APPLIED NUTRITIONKamrupAssam781036Government
INSTITUTE OF HOTEL MANAGEMENT CATERING TECHNOLOGY AND APPLIED NUTRITIONKamrupAssam781036Government
JORHAT ENGINEERING COLLGEJorhatAssam785007Government
FOOD CRAFT INSTITUTE NAGAONNagaonAssam782140Government
CENTRAL INSTITUTE OF PLASTICS ENGINEERING AND TECHNOLOGY CSTS GUWAHATIKamrupAssam781101Government
⚠️ Important: Admission लेने से पहले MNSSBY portal पर college का approval status ज़रूर verify करें। अगर college approved list में नहीं है तो loan reject हो सकता है।
👉 Full Approved Colleges List | Outside Bihar Colleges Guide

🔍 College Eligibility कैसे Verify करें?

BSCC loan apply करने से पहले college verify करना बहुत ज़रूरी है। Follow करें ये steps:

  1. MNSSBY Portal पर जाएं और approved college list check करें
  2. UGC Website या AICTE Portal पर college recognition verify करें
  3. Accreditation status check करें (NAAC/NBA if applicable)
  4. Course BSCC approved list में है या नहीं — confirm करें
  5. DRCC से final confirmation लें — fees pay करने से पहले
💡 Tip: DRCC (District Registration and Counseling Center) आपके Bihar home district में है। Document verification के लिए Bihar visit करना ज़रूरी है — चाहे college Assam में हो।
👉 DRCC Verification Process

📝 BSCC Apply कैसे करें? (Quick Steps)

  1. Assam में recognized college में admission लें (verified list ऊपर देखें)
  2. MNSSBY Portal पर online registration करें
  3. BSCC option select करें → personal, academic, college details भरें
  4. Acknowledgment number save करें
  5. DRCC appointment attend करें — सभी required documents लेकर जाएं
  6. Bank verification → Loan sanction → Funds college को disburse

👉 Detail guide: Step-by-Step Apply Guide | Application Process


❓ FAQs — अक्सर पूछे जाने वाले सवाल

Q1: Can students from Bihar apply for BSCC to study in Assam institutions listed above?

Yes, students who are permanent residents of Bihar can apply for the Bihar Student Credit Card loan if they secure admission in approved institutions located in Assam. The course must be recognized under BSCC guidelines. Final approval is granted after verification at the DRCC level.

Q2: What is the maximum loan amount available under the Bihar Student Credit Card Scheme for colleges in Assam?

Under the BSCC scheme, eligible students can avail an education loan of up to ₹4 lakh. The sanctioned amount depends on the course fee structure and approved expenses. The loan helps cover tuition fees and other academic-related costs within the prescribed limit.

Q3: Are central institutions like IIT Guwahati and NIT Silchar covered under the BSCC scheme?

Yes, central government institutions located in Assam are eligible under the scheme, provided the specific course falls under approved categories. Students must complete document verification before final approval.

Q4: Does the Bihar Student Credit Card loan cover only tuition fees or additional academic expenses as well?

The loan generally covers tuition fees along with approved academic expenses such as examination fees, books, and certain institutional charges. All expenses must fall within the sanctioned loan amount.

Q5: When does repayment of the BSCC loan start after completing the course?

Repayment begins after completion of the course along with the prescribed moratorium period. This allows students sufficient time to secure employment before starting EMI payments.

Q6: Is confirmed admission required before applying for the Bihar Student Credit Card Scheme?

Yes, confirmed admission in an approved institution is mandatory before applying. Students must upload their admission letter and fee structure during the application process.

Q7: How can applicants track the status of their BSCC application?

Applicants can log in to the official BSCC portal to check their application status. Updates regarding verification, approval, or pending documents are available online.

Q8: Are diploma and technical courses in Assam institutions eligible under the BSCC scheme?

Yes, diploma and technical courses are generally covered if they fall under the approved list of professional and technical programs under BSCC guidelines. Final approval is subject to verification.


Topic Link
🏠 BSCC Main HubComplete Guide
✅ EligibilityCheck Eligibility
📝 Application ProcessHow to Apply
📚 Courses Covered40+ Courses List
💰 Financial AssistanceLoan Details
🏫 Approved CollegesCollege List
🔍 DRCC ProcessDRCC Guide
🔧 Rejected? SolutionsFix & Reapply
⏳ Bank Delay?What to Do
📊 EMI & RepaymentEMI Rules 2026
🆚 BSCC vs ScholarshipComparison
❓ FAQsसवाल-जवाब

Published by MeriShiksha — India's trusted education companion। Last Updated: June 2, 2026