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Eligible list of colleges under Bihar Student Credit Card Yojana in Himachal Pradesh

Issue: 26 Feb 2026

📢 Update (June 2026): Bihar Student Credit Card (BSCC) Scheme अब सभी students के लिए 0% interest है — चाहे लड़का हो, लड़की हो, या किसी भी category का student। Himachal Pradesh में eligible colleges की पूरी list नीचे देखें।

Table of Contents


📋 BSCC Scheme 2026 — Quick Overview

Feature Details
योजनाBihar Student Credit Card (BSCC)
Loan Amount₹4 लाख तक
Interest Rate0% (Interest-Free) — सभी categories
Collateralकोई गिरवी नहीं — सरकार guarantor
Eligible Courses40+ (पूरी list देखें)
Valid InAll India — Himachal Pradesh सहित पूरे भारत में
Official Portal7nishchay-yuvaupmission.bihar.gov.in
Helpline1800 3456 444 (Toll-Free)
2026 Update: पहले boys को 4% interest लगता था — अब सभी students को 0% interest। Bihar के बाहर Himachal Pradesh में भी BSCC loan valid है!
👉 BSCC Complete Guide | Eligibility Check करें

🏫 Himachal Pradesh — BSCC Eligible Colleges List

नीचे Himachal Pradesh में Bihar Student Credit Card Yojana के तहत approved colleges और universities की complete list है। ये institutions MNSSBY database में listed और UGC/AICTE/NMC से recognized हैं।

Name of the College/Institution District Name State Pincode Institute Type
Himachal Pradesh UniversityShimlaHimachal Pradesh171005Government
Indian Institute of Technology MandiMandiHimachal Pradesh171009Government
National Institute of Technology HamirpurHamirpurHimachal Pradesh177005Government
Shoolini University of Biotechnology and Management SciencesSolanHimachal Pradesh173229Private
Dr. Y. S. Parmar University of Horticulture and ForestrySolanHimachal Pradesh173230Government
Government CollegeKangraHimachal Pradesh176215Government
Vallabh Government CollegeMandiHimachal Pradesh175001Government
Abhilashi College of EducationMandiHimachal Pradesh175008Private
St. Bede’s CollegeShimlaHimachal Pradesh171002Private
Chaudhary Sarwan Kumar Himachal Pardesh Krishi VishvavidyalayaKangraHimachal Pradesh176062Government
Jaypee University of Information TechnologySolanHimachal Pradesh173234Private
Government Polytechnic CollegeMandiHIMACHAL PRADESH175018Government
NIFT – KangraKangraHimachal Pradesh176001Government
STATE INSTITUTE OF HOTEL MANAGEMENT, HAMIRPURHamirpurHimachal Pradesh177001Government
INDIAN INSTITUTE OF MANAGEMENT SIRMAURSirmaurHimachal Pradesh173025Government
INDIAN INSTITUTE OF INFORMATION TECHNOLOGY UNAUnaHimachal Pradesh177209Government
CHITKARA UNIVERSITYSolanHimachal Pradesh174103Private
FOOD CRAFT INSTITUTE DHARAMSALAKangraHimachal Pradesh176218Government
CIPET-CENTRE FOR SKILLING AND TECHNICAL SUPPORT BADDISolanHimachal Pradesh173205Government
INSTITUTE OF HOTEL MANAGEMENT CATERING AND NUTRITION, KUFRI, SHIMLAShimlaHimachal Pradesh171012Government
⚠️ Important: Admission लेने से पहले MNSSBY portal पर college का approval status ज़रूर verify करें। अगर college approved list में नहीं है तो loan reject हो सकता है।
👉 Full Approved Colleges List | Outside Bihar Colleges Guide

🔍 College Eligibility कैसे Verify करें?

BSCC loan apply करने से पहले college verify करना बहुत ज़रूरी है। Follow करें ये steps:

  1. MNSSBY Portal पर जाएं और approved college list check करें
  2. UGC Website या AICTE Portal पर college recognition verify करें
  3. Accreditation status check करें (NAAC/NBA if applicable)
  4. Course BSCC approved list में है या नहीं — confirm करें
  5. DRCC से final confirmation लें — fees pay करने से पहले
💡 Tip: DRCC (District Registration and Counseling Center) आपके Bihar home district में है। Document verification के लिए Bihar visit करना ज़रूरी है — चाहे college Himachal Pradesh में हो।
👉 DRCC Verification Process

📝 BSCC Apply कैसे करें? (Quick Steps)

  1. Himachal Pradesh में recognized college में admission लें (verified list ऊपर देखें)
  2. MNSSBY Portal पर online registration करें
  3. BSCC option select करें → personal, academic, college details भरें
  4. Acknowledgment number save करें
  5. DRCC appointment attend करें — सभी required documents लेकर जाएं
  6. Bank verification → Loan sanction → Funds college को disburse

👉 Detail guide: Step-by-Step Apply Guide | Application Process


❓ FAQs — अक्सर पूछे जाने वाले सवाल

Q1: Can students from Bihar apply for the BSCC scheme to study in Himachal Pradesh institutions listed above?

Yes, students who are permanent residents of Bihar and have secured admission in recognized institutions in Himachal Pradesh can apply under the BSCC scheme. Final approval depends on course eligibility and document verification.

Q2: What is the maximum financial assistance available under the Bihar Student Credit Card Scheme for Himachal Pradesh colleges?

Students can avail an education loan of up to ₹4 lakh. The sanctioned amount depends on the course fee structure and approved academic expenses within scheme guidelines.

Q3: Are both Government and Private universities in Himachal Pradesh eligible under BSCC?

Yes, both Government and Private institutions are eligible provided:

  • The institution is recognized.
  • The course is approved under BSCC norms.
  • Verification is completed successfully.

Q4: Does the BSCC loan cover hostel, books, and other academic expenses apart from tuition fees?

The loan generally covers tuition fees along with approved academic expenses. Students should confirm expense eligibility as per official scheme provisions before applying.

Q5: When does repayment of the BSCC loan begin after course completion in Himachal Pradesh?

Repayment begins after completion of the course along with the prescribed moratorium period. This allows graduates time to secure employment before starting EMI payments.

Q6: Is it mandatory to secure confirmed admission before applying under BSCC?

Yes, confirmed admission is mandatory. Students must upload their admission letter and official fee structure while submitting the application online.

Q7: How can applicants track the status of their BSCC application?

Applicants can log in to the official portal and check their dashboard for updates related to verification, approval, or pending documentation.

Q8: Are professional programs like Engineering, Management, Agriculture, and Hospitality covered under the scheme in Himachal Pradesh?

Yes, professional and technical courses are generally covered if they fall under approved BSCC categories and are offered by recognized institutions.

Q9: Can students admitted through national-level entrance examinations apply for BSCC in Himachal Pradesh?

Yes, admissions through exams such as JEE, CAT, or other recognized entrance tests are acceptable, provided institutional and course eligibility criteria are satisfied.


Topic Link
🏠 BSCC Main HubComplete Guide
✅ EligibilityCheck Eligibility
📝 Application ProcessHow to Apply
📚 Courses Covered40+ Courses List
💰 Financial AssistanceLoan Details
🏫 Approved CollegesCollege List
🔍 DRCC ProcessDRCC Guide
🔧 Rejected? SolutionsFix & Reapply
⏳ Bank Delay?What to Do
📊 EMI & RepaymentEMI Rules 2026
🆚 BSCC vs ScholarshipComparison
❓ FAQsसवाल-जवाब

Published by MeriShiksha — India's trusted education companion। Last Updated: June 2, 2026