📢 Update (June 2026): Bihar Student Credit Card (BSCC) Scheme अब सभी students के लिए 0% interest है — चाहे लड़का हो, लड़की हो, या किसी भी category का student। Himachal Pradesh में eligible colleges की पूरी list नीचे देखें।
Table of Contents
- BSCC Scheme — Quick Overview
- Himachal Pradesh — Eligible Colleges List
- College Eligibility कैसे Verify करें?
- BSCC Apply कैसे करें?
- FAQs
- BSCC से जुड़ी ज़रूरी Links
📋 BSCC Scheme 2026 — Quick Overview
| Feature | Details |
|---|---|
| योजना | Bihar Student Credit Card (BSCC) |
| Loan Amount | ₹4 लाख तक |
| Interest Rate | 0% (Interest-Free) — सभी categories |
| Collateral | कोई गिरवी नहीं — सरकार guarantor |
| Eligible Courses | 40+ (पूरी list देखें) |
| Valid In | All India — Himachal Pradesh सहित पूरे भारत में |
| Official Portal | 7nishchay-yuvaupmission.bihar.gov.in |
| Helpline | 1800 3456 444 (Toll-Free) |
👉 BSCC Complete Guide | Eligibility Check करें
🏫 Himachal Pradesh — BSCC Eligible Colleges List
नीचे Himachal Pradesh में Bihar Student Credit Card Yojana के तहत approved colleges और universities की complete list है। ये institutions MNSSBY database में listed और UGC/AICTE/NMC से recognized हैं।
| Name of the College/Institution | District Name | State | Pincode | Institute Type |
|---|---|---|---|---|
| Himachal Pradesh University | Shimla | Himachal Pradesh | 171005 | Government |
| Indian Institute of Technology Mandi | Mandi | Himachal Pradesh | 171009 | Government |
| National Institute of Technology Hamirpur | Hamirpur | Himachal Pradesh | 177005 | Government |
| Shoolini University of Biotechnology and Management Sciences | Solan | Himachal Pradesh | 173229 | Private |
| Dr. Y. S. Parmar University of Horticulture and Forestry | Solan | Himachal Pradesh | 173230 | Government |
| Government College | Kangra | Himachal Pradesh | 176215 | Government |
| Vallabh Government College | Mandi | Himachal Pradesh | 175001 | Government |
| Abhilashi College of Education | Mandi | Himachal Pradesh | 175008 | Private |
| St. Bede’s College | Shimla | Himachal Pradesh | 171002 | Private |
| Chaudhary Sarwan Kumar Himachal Pardesh Krishi Vishvavidyalaya | Kangra | Himachal Pradesh | 176062 | Government |
| Jaypee University of Information Technology | Solan | Himachal Pradesh | 173234 | Private |
| Government Polytechnic College | Mandi | HIMACHAL PRADESH | 175018 | Government |
| NIFT – Kangra | Kangra | Himachal Pradesh | 176001 | Government |
| STATE INSTITUTE OF HOTEL MANAGEMENT, HAMIRPUR | Hamirpur | Himachal Pradesh | 177001 | Government |
| INDIAN INSTITUTE OF MANAGEMENT SIRMAUR | Sirmaur | Himachal Pradesh | 173025 | Government |
| INDIAN INSTITUTE OF INFORMATION TECHNOLOGY UNA | Una | Himachal Pradesh | 177209 | Government |
| CHITKARA UNIVERSITY | Solan | Himachal Pradesh | 174103 | Private |
| FOOD CRAFT INSTITUTE DHARAMSALA | Kangra | Himachal Pradesh | 176218 | Government |
| CIPET-CENTRE FOR SKILLING AND TECHNICAL SUPPORT BADDI | Solan | Himachal Pradesh | 173205 | Government |
| INSTITUTE OF HOTEL MANAGEMENT CATERING AND NUTRITION, KUFRI, SHIMLA | Shimla | Himachal Pradesh | 171012 | Government |
👉 Full Approved Colleges List | Outside Bihar Colleges Guide
🔍 College Eligibility कैसे Verify करें?
BSCC loan apply करने से पहले college verify करना बहुत ज़रूरी है। Follow करें ये steps:
- MNSSBY Portal पर जाएं और approved college list check करें
- UGC Website या AICTE Portal पर college recognition verify करें
- Accreditation status check करें (NAAC/NBA if applicable)
- Course BSCC approved list में है या नहीं — confirm करें
- DRCC से final confirmation लें — fees pay करने से पहले
👉 DRCC Verification Process
📝 BSCC Apply कैसे करें? (Quick Steps)
- Himachal Pradesh में recognized college में admission लें (verified list ऊपर देखें)
- MNSSBY Portal पर online registration करें
- BSCC option select करें → personal, academic, college details भरें
- Acknowledgment number save करें
- DRCC appointment attend करें — सभी required documents लेकर जाएं
- Bank verification → Loan sanction → Funds college को disburse
👉 Detail guide: Step-by-Step Apply Guide | Application Process
❓ FAQs — अक्सर पूछे जाने वाले सवाल
Q1: Can students from Bihar apply for the BSCC scheme to study in Himachal Pradesh institutions listed above?
Yes, students who are permanent residents of Bihar and have secured admission in recognized institutions in Himachal Pradesh can apply under the BSCC scheme. Final approval depends on course eligibility and document verification.
Q2: What is the maximum financial assistance available under the Bihar Student Credit Card Scheme for Himachal Pradesh colleges?
Students can avail an education loan of up to ₹4 lakh. The sanctioned amount depends on the course fee structure and approved academic expenses within scheme guidelines.
Q3: Are both Government and Private universities in Himachal Pradesh eligible under BSCC?
Yes, both Government and Private institutions are eligible provided:
- The institution is recognized.
- The course is approved under BSCC norms.
- Verification is completed successfully.
Q4: Does the BSCC loan cover hostel, books, and other academic expenses apart from tuition fees?
The loan generally covers tuition fees along with approved academic expenses. Students should confirm expense eligibility as per official scheme provisions before applying.
Q5: When does repayment of the BSCC loan begin after course completion in Himachal Pradesh?
Repayment begins after completion of the course along with the prescribed moratorium period. This allows graduates time to secure employment before starting EMI payments.
Q6: Is it mandatory to secure confirmed admission before applying under BSCC?
Yes, confirmed admission is mandatory. Students must upload their admission letter and official fee structure while submitting the application online.
Q7: How can applicants track the status of their BSCC application?
Applicants can log in to the official portal and check their dashboard for updates related to verification, approval, or pending documentation.
Q8: Are professional programs like Engineering, Management, Agriculture, and Hospitality covered under the scheme in Himachal Pradesh?
Yes, professional and technical courses are generally covered if they fall under approved BSCC categories and are offered by recognized institutions.
Q9: Can students admitted through national-level entrance examinations apply for BSCC in Himachal Pradesh?
Yes, admissions through exams such as JEE, CAT, or other recognized entrance tests are acceptable, provided institutional and course eligibility criteria are satisfied.
📚 BSCC से जुड़ी ज़रूरी जानकारी — एक ही जगह
| Topic | Link |
|---|---|
| 🏠 BSCC Main Hub | Complete Guide |
| ✅ Eligibility | Check Eligibility |
| 📝 Application Process | How to Apply |
| 📚 Courses Covered | 40+ Courses List |
| 💰 Financial Assistance | Loan Details |
| 🏫 Approved Colleges | College List |
| 🔍 DRCC Process | DRCC Guide |
| 🔧 Rejected? Solutions | Fix & Reapply |
| ⏳ Bank Delay? | What to Do |
| 📊 EMI & Repayment | EMI Rules 2026 |
| 🆚 BSCC vs Scholarship | Comparison |
| ❓ FAQs | सवाल-जवाब |
Published by MeriShiksha — India's trusted education companion। Last Updated: June 2, 2026