Eligible List of Colleges Under Bihar Student Credit Card Yojana (BSCC) in Himachal Pradesh
The Bihar Student Credit Card Yojana (BSCC) provides financial assistance to eligible students from Bihar who wish to pursue higher education in recognized institutions across India, including Himachal Pradesh. Students admitted to approved Government and Private institutions listed below may apply for education loan support under the scheme.
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About Bihar Student Credit Card Yojana (BSCC)
BSCC offers education loans up to ₹4 lakh to support students pursuing professional, technical, and higher education programs. The scheme aims to increase higher education participation among economically weaker sections in Bihar.
Eligible College List in Himachal Pradesh
| Name of the College/Institution | District Name | State | Pincode | Institute Type |
|---|---|---|---|---|
| Himachal Pradesh University | Shimla | Himachal Pradesh | 171005 | Government |
| Indian Institute of Technology Mandi | Mandi | Himachal Pradesh | 171009 | Government |
| National Institute of Technology Hamirpur | Hamirpur | Himachal Pradesh | 177005 | Government |
| Shoolini University of Biotechnology and Management Sciences | Solan | Himachal Pradesh | 173229 | Private |
| Dr. Y. S. Parmar University of Horticulture and Forestry | Solan | Himachal Pradesh | 173230 | Government |
| Government College | Kangra | Himachal Pradesh | 176215 | Government |
| Vallabh Government College | Mandi | Himachal Pradesh | 175001 | Government |
| Abhilashi College of Education | Mandi | Himachal Pradesh | 175008 | Private |
| St. Bede’s College | Shimla | Himachal Pradesh | 171002 | Private |
| Chaudhary Sarwan Kumar Himachal Pardesh Krishi Vishvavidyalaya | Kangra | Himachal Pradesh | 176062 | Government |
| Jaypee University of Information Technology | Solan | Himachal Pradesh | 173234 | Private |
| Government Polytechnic College | Mandi | HIMACHAL PRADESH | 175018 | Government |
| NIFT – Kangra | Kangra | Himachal Pradesh | 176001 | Government |
| STATE INSTITUTE OF HOTEL MANAGEMENT, HAMIRPUR | Hamirpur | Himachal Pradesh | 177001 | Government |
| INDIAN INSTITUTE OF MANAGEMENT SIRMAUR | Sirmaur | Himachal Pradesh | 173025 | Government |
| INDIAN INSTITUTE OF INFORMATION TECHNOLOGY UNA | Una | Himachal Pradesh | 177209 | Government |
| CHITKARA UNIVERSITY | Solan | Himachal Pradesh | 174103 | Private |
| FOOD CRAFT INSTITUTE DHARAMSALA | Kangra | Himachal Pradesh | 176218 | Government |
| CIPET-CENTRE FOR SKILLING AND TECHNICAL SUPPORT BADDI | Solan | Himachal Pradesh | 173205 | Government |
| INSTITUTE OF HOTEL MANAGEMENT CATERING AND NUTRITION, KUFRI, SHIMLA | Shimla | Himachal Pradesh | 171012 | Government |
Key Features of BSCC Scheme
- Education loan up to ₹4 lakh
- Applicable for recognized institutions across India
- Moratorium period during course duration
- Government-supported interest structure
- Covers tuition and approved academic expenses
Eligibility Criteria
- Applicant must be a permanent resident of Bihar
- Must have completed 10+2 or equivalent qualification
- Confirmed admission in recognized institution
- Course must fall under approved BSCC categories
Documents Required
- Aadhaar Card
- Residence Certificate of Bihar
- Academic Mark Sheets
- Admission Letter
- Fee Structure
- Income Certificate
Application Process
- Visit the official BSCC portal
- Register and complete the application form
- Upload required documents
- Attend DRCC verification
- Track application status online
Frequently Asked Questions (FAQs)
1. Can students from Bihar apply for the BSCC scheme to study in Himachal Pradesh institutions listed above?
Yes, students who are permanent residents of Bihar and have secured admission in recognized institutions in Himachal Pradesh can apply under the BSCC scheme. Final approval depends on course eligibility and document verification.
2. What is the maximum financial assistance available under the Bihar Student Credit Card Scheme for Himachal Pradesh colleges?
Students can avail an education loan of up to ₹4 lakh. The sanctioned amount depends on the course fee structure and approved academic expenses within scheme guidelines.
3. Are both Government and Private universities in Himachal Pradesh eligible under BSCC?
Yes, both Government and Private institutions are eligible provided:
- The institution is recognized.
- The course is approved under BSCC norms.
- Verification is completed successfully.
4. Does the BSCC loan cover hostel, books, and other academic expenses apart from tuition fees?
The loan generally covers tuition fees along with approved academic expenses. Students should confirm expense eligibility as per official scheme provisions before applying.
5. When does repayment of the BSCC loan begin after course completion in Himachal Pradesh?
Repayment begins after completion of the course along with the prescribed moratorium period. This allows graduates time to secure employment before starting EMI payments.
6. Is it mandatory to secure confirmed admission before applying under BSCC?
Yes, confirmed admission is mandatory. Students must upload their admission letter and official fee structure while submitting the application online.
7. How can applicants track the status of their BSCC application?
Applicants can log in to the official portal and check their dashboard for updates related to verification, approval, or pending documentation.
8. Are professional programs like Engineering, Management, Agriculture, and Hospitality covered under the scheme in Himachal Pradesh?
Yes, professional and technical courses are generally covered if they fall under approved BSCC categories and are offered by recognized institutions.
9. Can students admitted through national-level entrance examinations apply for BSCC in Himachal Pradesh?
Yes, admissions through exams such as JEE, CAT, or other recognized entrance tests are acceptable, provided institutional and course eligibility criteria are satisfied.
